120 N Union St, Byron, IL 61010 Property Records

Ogle County property record for 120 N Union St, Byron, IL 61010

Property Summary

Property Type	Commercial
Details	4,000 sqft
Lot Size	0.117 acres (5,135 sqft)
Owner	Company Name on File
Last Sale	$356,500 (Apr 2023)
Tax Bill	$13,360 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Nov 2020 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-32-152-028`

Property Details

APN / Parcel Number

Primary APN	`05-32-152-028`

Interior

Stories	1 Story
Building Area	4,000 sqft Total Area
Basement Area	4,250 sqft
Unfinished Basement	4,250 sqft

Exterior

Lot Area	5,135 sqft (0.117 acres)
Lot Dimensions	98 ft deep x 52.3 ft wide

Location & Zoning

Street Address	120 N UNION ST
City	BYRON
State	IL
Zip	61010-8628
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SUB N2 BLK 35 E 98.02 LOT 7 EX N4.65 & EX S3.08 CIITY OF BYRON
Legal Block	35
Legal Lot Number	7
Jurisdiction	OGLE IL
Township / Civil Division	BYRON
Census Block Group	2
Census Block	2022
Census Tract	961700

Owner

120 N Union St, a commercial property, is owned by a company that bought it in April 2023.

Source: Ogle County records, as of May 19, 2026

Owner of Record	Company Name on File
Mailing Address	1571 BRENTWOOD DR, BYRON, IL 61010-7800
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Warranty Deed, Transfer · Commercial Mortgage HOLCOMB STATE BANK
Nov 20, 2020	Loan Modification, Mortgage HOLCOMB BK
Oct 19, 2018	Deed of Trust, Mortgage · Line of Credit HOLCOMB BK
Nov 10, 2017	Loan Modification, Mortgage HOLCOMB ST BK
Aug 21, 2017	Trustee's Deed, Construction Loan · Line of Credit HOLCOMB ST BK
Jul 5, 2017	Deed, Transfer · Commercial Mortgage HOLCOMB STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2023 · Amount on File
Deed Sale	Apr 24, 2023 · Amount on File
Prior Sale	Jul 5, 2017 · Amount on File
Deed Document Number	20231593
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Apr 24, 2023
Property Address	120 N UNION ST, BYRON, IL 61010-8628
Document Number	0000001593
Instrument Date	Apr 20, 2023
Instrument	202301593
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	NOT AVAILABLE, KTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$534.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1571 BRENTWOOD DR, BYRON, IL 61010-7800

Mortgage

Document Number	0000001594
Date	Apr 24, 2023
Instrument	202301594

Lender

Name	HOLCOMB STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 21, 2028

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OGLE IL
Property Address	120 N UNION ST, BYRON, IL 61010-8628
Document Number	0000009266
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9705 N BLAINE DR BYRON IL 610109108, BYRON, IL 61010-9108

Mortgage

Document Number	0000009266
Date	Nov 30, 2020
Instrument	9266

Lender

Name	HOLCOMB BK
Address	GARDEN PRAIRIE, IL 61038

Agreement

Amount	Amount on Record
Term	60 Months
Due	Nov 29, 2025

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	120 N UNION ST, BYRON, IL 61010-8628
Document Number	0000005953
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9705 N BLAINE DR BYRON IL 610109108, BYRON, IL 61010-9108

Mortgage

Document Number	0000005953
Date	Oct 25, 2018
Instrument	5953

Lender

Name	HOLCOMB BK
Address	ROCHELLE, IL 61068

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 24, 2023

Interest

Rate Type	Adjustable Rate

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OGLE IL
Property Address	120 N UNION ST, BYRON, IL 61010-8628
Document Number	0000006721
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9705 N BLAINE DR BYRON IL 610109108, BYRON, IL 61010-9108

Mortgage

Document Number	0000006721
Date	Nov 20, 2017
Instrument	6721

Lender

Name	HOLCOMB ST BK
Type	Bank
Address	HOLCOMB, IL 61043

Agreement

Amount	Amount on Record
Term	60 Months
Due	Nov 19, 2022

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	OGLE IL
Recording Date	Aug 21, 2017
Property Address	120 N UNION ST, BYRON, IL 61010-8628
Instrument Date	Aug 11, 2017
Instrument	4787
Transaction Type	Construction Loan
Record Updated	Nov 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 N UNION ST BYRON IL 610108628, BYRON, IL 61010-8628

Mortgage

Document Number	0000004787
Date	Aug 21, 2017
Instrument	4787

Lender

Name	HOLCOMB ST BK
Type	Bank
Address	HOLCOMB, IL 61043

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 20, 2018

Interest

Rate Type	Adjustable Rate

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	OGLE IL
Recording Date	Jul 5, 2017
Property Address	120 N UNION ST, BYRON, IL 61010-8628
Document Number	0000003825
Instrument Date	Jul 3, 2017
Instrument	201703825
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 362, BYRON, IL 61010-0362

Mortgage

Document Number	0000003826
Date	Jul 5, 2017
Instrument	201703826

Lender

Name	HOLCOMB STATE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 120 N Union St was $13,360.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Byron City
County	Ogle County
County Subdivision	Byron Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,360.00	$162,108 Land $20,950 Building $141,158	$486,324 Land $62,850 Building $423,474
2023		$154,727 Land $33,263 Building $121,464	$464,181 Land $99,789 Building $364,392
2022	$12,304.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 N Union St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 N Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRON serves 3,784 people · EPA ID IL1410100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

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