120 N Summit Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 120 N Summit Dr, Cabot, AR 72023

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,392 sqft · built 1985
OwnerIndividual Name on Record
Last Sale$136,000 (Jun 2018)
Tax Bill$617 (2024)
Deeds & MortgagesJun 2022 Mortgage
Jul 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN722-90144-000

Property Details

APN / Parcel Number

Primary APN722-90144-000
Alternative APN
  • 28964

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,392 sqft Living Area
1st Floor Area1,392 sqft
2nd Floor Area768 sqft
Basement Area72 sqft
Finished Basement72 sqft
FlooringSubfloor
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeFrame
Foundation TypeClosed Piers
Roof TypeGable
Roof MaterialComposition Shingle
Garage TypeBuilt-in
Garage Area600 sqft
DrivewayDriveway
Driveway Area1,400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area104 sqft
Deck Area280 sqft
Patio Area280 sqft
Utility Building144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address120 N SUMMIT DR
CityCABOT
StateAR
Zip72023-9187
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:44 CITY/MUNI/TWP:CABOT SUBD:SUMMIT PHASE:II SEC/TWN/RNG/MER:SEC 12 TWN 04N RNG 10
Legal Range10
Legal Township04N
Legal Section12
Legal SubdivisionSUMMIT
Legal PhaseII
Legal Lot Number44
JurisdictionLONOKE AR
Township / Civil DivisionYORK
Census Block Group2
Census Block2000
Census Tract20201

Owner

Source: Lonoke County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address120 N SUMMIT DR, CABOT, AR 72023-9187
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2022Deed of Trust, Mortgage
ARKANSAS FCU
Jul 6, 2018Warranty Deed, Transfer
FRANKLIN AMERICAN MTG
Feb 14, 2017Warranty Deed, Transfer · FHA Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2018 · Amount on Record
Deed SaleJun 29, 2018 · Amount on Record
Deed Document Number2018-006434
Deed Book / Page2018 / 06434
Last Transfer DateJul 6, 2018
Transfer Doc0000006434
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLONOKE AR
Property Address120 N SUMMIT DR, CABOT, AR 72023-9187
Transaction TypeMortgage
Record UpdatedJul 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006820
DateJun 8, 2022
Book Page2022/6820
Instrument2022-06820
Lender
NameARKANSAS FCU
TypeCredit Union
AddressLITTLE ROCK, AR 72221
Agreement
AmountAmount Recorded
Term120 Months
DueJun 26, 2032

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLONOKE AR
Recording DateJul 6, 2018
Property Address120 N SUMMIT DR, CABOT, AR 72023-9187
Document Number0000006434
Instrument DateJun 29, 2018
Instrument6434
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyLENDERS TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$445.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 N SUMMIT DR CABOT AR 720239187, CABOT, AR 72023-9187

Mortgage

Document Number6435
DateJul 6, 2018
Instrument6435
Lender
NameFRANKLIN AMERICAN MTG
TypeMortgage Company
AddressIRVING, TX 75039
Agreement
AmountAmount Recorded
Term360 Months
DueJul 5, 2048

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLONOKE AR
Recording DateFeb 14, 2017
Property Address120 N SUMMIT DR, CABOT, AR 72023-9187
Document Number0000001631
Instrument DateFeb 10, 2017
Instrument1631
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyLENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$412.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 N SUMMIT DR CABOT AR 720239187, CABOT, AR 72023-9187

Mortgage

Document Number1632
DateFeb 14, 2017
Instrument1632
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 13, 2047

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyLonoke County
MunicipalityCabot City
Unified School DistrictCabot Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,960 (-) Land $2,500 Building $19,460
2024$617.00 (-10.84%)
2023$692.00 Homeowner's exemption$21,960 Land $2,500 Building $19,460$109,800 Land $12,500 Building $97,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 65% of Arkansas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCABOT WATERWORKS
federal government · serves 27,578 people · EPA ID AR0000338
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Connect2First
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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