Minnehaha County property record for 120 N Summit Ave, Sioux Falls, SD 57104
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,778 sqft · built 1912 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Nov 2012) |
| Tax Bill | $5,226 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-17-435-001-000 |
| Primary APN | 01-22-17-435-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,778 sqft Finished Area |
| Gross Area | 3,009 sqft |
| 1st Floor Area | 1,620 sqft |
| Upper Floors Area | 1,389 sqft |
| Basement Area | 1,389 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 84 sqft |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 25938 |
|---|---|
| Street Address | 120 N SUMMIT AVE |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57104-2935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 100` N 12` 16 & W 100` 17 & 18 BLOCK 15 BENNETT`S 1ST ADDN TO CITY OF SIOUX FALLS |
| Legal Subdivision | BENNETT`S 1ST ADDN |
| Legal Block | 15 |
| Legal Lot Number | 18 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 702 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cathedral Historic District (Additional Documentation) listed 1974 · 190 contributing resources · NRIS 74001896 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
120 N Summit Ave is owned and occupied by an individual who bought it in November 2012.
Source: Minnehaha County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 N SUMMIT AVE, SIOUX FALLS, SD 57104-2935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CS BANK |
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2012 · Amount on File |
| Deed Sale | Nov 20, 2012 · Amount on File |
| Deed Document Number | 2012234317 |
| Deed Book / Page | 546 / 338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 120 N SUMMIT AVE, SIOUX FALLS, SD 57104-2935 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 120 N SUMMIT AVE, SIOUX FALLS, SD 57104-2935 |
| Document Number | MTG1973/1025 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | MTG 1973/1025 |
| Name | CS BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57108 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Aug 15, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 120 N SUMMIT AVE, SIOUX FALLS, SD 57104-2935 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1918MTG/411 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 1918 MTG/411 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 120 N Summit Ave was $5,226.
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $418,446 (+8.13%) Land $27,198 Building $391,248 | $418,446 Land $27,198 Building $391,248 | |
| 2025 | $5,226.00 | $387,000 (+5.68%) Land $27,500 Building $359,500 | |
| 2024 | $5,226.00 | $366,200 Land $27,500 Building $338,700 | |
| 2022 | $5,366.00 | $359,400 Land $27,500 Building $331,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 N Summit Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 120 N Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Midco Cable · Fiber in parts of the area | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, T-Mobile.
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