120 N State St, Dover, DE 19901 Property Records

Kent County property record for 120 N State St, Dover, DE 19901

Property Summary

Property TypeCommercial
Details105,470 sqft · built 1960
Lot Size6.9 acres (300,564 sqft)
OwnerCompany Name on Record
Deeds & MortgagesJun 2018 Mortgage
Jul 2021 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN2-05-077.05-01-01.00-000

Property Details

APN / Parcel Number

Primary APN2-05-077.05-01-01.00-000
Alternative APNs
  • ED05077.050101.00/000
  • 105635
  • 58644

Interior

Building Area105,470 sqft Total Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area300,564 sqft (6.9 acres)
Lot Width1.9 ft Width

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number105635
Street Address120 N STATE ST
CityDOVER
StateDE
Zip19901-3835
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeIO
Legal Description120 N STATE ST 6.8604 A
Legal SubdivisionWESLEY COLLEGE INC
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group1
Census Block1019
Census Tract40900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Victorian Dover Historic District
listed 1979 · 482 contributing resources · NRIS 79000622

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kent County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1200 N DUPONT HWY, DOVER, DE 19901-2202
Owner TypeCompany
VestingGovernment

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2018Deed of Trust, Mortgage · Commercial Mortgage
WILMINGTON SAVINGS FUND SOCIETY FSB
Jul 6, 2021Deed, Transfer
Jun 3, 2019Loan Modification, Mortgage
WILMINGTON SVGS FUND SOCIETY F
Jun 20, 2018Grant Deed, Mortgage · Line of Credit
WILMINGTON SVG FUND SOCIETYFSB
Jun 19, 2018Deed of Trust, Mortgage
WILMINGTON SVG FUND SOCIETYFSB
Jun 15, 2017Deed of Trust, Mortgage
M&T BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address120 N STATE ST, DOVER, DE 19901-3835
Transaction TypeMortgage
Record UpdatedSep 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000342658
DateJun 20, 2018
Book Page9166/134
Instrument2018-342658
Lender
NameWILMINGTON SAVINGS FUND SOCIETY FSB
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateJul 6, 2021
Property Address120 N STATE ST, DOVER, DE 19901-3835
Document Number0000423015
Book / Page11198 / 179
Instrument DateJul 1, 2021
Instrument2021-423015
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENT DE
Property Address120 N STATE ST, DOVER, DE 19901-3835
Document Number0000363179
Instrument DateJun 3, 2019
Transaction TypeMortgage
Record UpdatedJun 17, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0000363179
DateJun 6, 2019
Book Page009625/000037
Instrument363179
Lender
NameWILMINGTON SVGS FUND SOCIETY F
Agreement
AmountAmount Recorded

June 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionKENT DE
Recording DateJun 20, 2018
Property Address120 N STATE ST, DOVER, DE 19901-3835
Book / Page009166 / 000173
Instrument DateJun 19, 2018
Instrument342660
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0000342660
DateJun 20, 2018
Book Page009166/000173
Instrument342660
Lender
NameWILMINGTON SVG FUND SOCIETYFSB
TypeFunding / Finance Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address120 N STATE ST, DOVER, DE 19901-3835
Document Number0000342657
Instrument DateJun 19, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0000342657
DateJun 20, 2018
Book Page009166/000106
Instrument342657
Lender
NameWILMINGTON SVG FUND SOCIETYFSB
TypeFunding / Finance Company
Agreement
AmountAmount Recorded

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address120 N STATE ST, DOVER, DE 19901-3835
Document Number0000320540
Book / Page008658 / 000085
Instrument DateJun 15, 2017
Transaction TypeMortgage
Record UpdatedJun 22, 2017
Title CompanyCOMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address120 N STATE ST DOVER DE 199013835, DOVER, DE 19901-3835

Mortgage

Document Number0000320540
DateJun 15, 2017
Book Page008658/000085
Instrument320540
Lender
NameM&T BK
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityDover City
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

YearAssessed Value
2026$17,162,500 (+296.9%) Land $415,100 Building $16,747,400
2023$4,324,100 Land $186,800 Building $4,137,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2002–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER DEPARTMENT
serves 39,491 people · EPA ID DE0000571
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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