Monroe County property record for 120 N Spring St, Sparta, WI 54656
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.144 acres (6,316 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,477 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-00931-0000 |
| Primary APN | 281-00931-0000 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,316 sqft (0.144 acres) |
|---|
| Street Address | 120 N SPRING ST |
|---|---|
| City | SPARTA |
| State | WI |
| Zip | 54656-1834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CASSELMAN'S 3RD ADD N12 OF LOT 10, BLK 1 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE WI |
| Township / Civil Division | SPARTA |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950400 |
120 N Spring St is owned and occupied by an individual.
Source: Monroe County records, as of February 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 120 N SPRING ST, SPARTA, WI 54656-1834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Oct 18, 2018 | Deed of Trust, Mortgage · FHA Mortgage CROSS COUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE WI |
| Property Address | 120 N SPRING ST, SPARTA, WI 54656-1834 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000712711 |
|---|---|
| Date | Dec 20, 2022 |
| Instrument | 712711 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE WI |
| Property Address | 120 N SPRING ST, SPARTA, WI 54656-1834 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Name | Verified Name |
|---|
| Document Number | 676454 |
|---|---|
| Date | Oct 18, 2018 |
| Instrument | 676454 |
| Name | CROSS COUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 120 N Spring St was $2,477 with a homeowner's exemption.
Source: Monroe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Monroe County |
| Municipality | Sparta City |
| Unified School District | Sparta Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,477.00 Homeowner's exemption | $171,300 Land $11,400 Building $159,900 | $171,200 |
| 2023 | $1,997.00 Homeowner's exemption | $143,100 Land $8,200 Building $134,900 | $140,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 N Spring St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 N Spring St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 90% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTA WATERWORKS serves 10,025 people · EPA ID WI6420297 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Lynxx Networks.
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