Lowndes County property record for 120 N Smith Mill Rd, Caledonia, MS 39740
| Property Type | Commercial Office |
|---|---|
| Details | 2 ba · 826 sqft · built 2020 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,778 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09W000007206 |
| Primary APN | 09W000007206 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 826 sqft Total Area |
| 1st Floor Area | 826 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 1,360 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 640 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 120 N SMITH MILL RD |
|---|---|
| City | CALEDONIA |
| State | MS |
| Zip | 39740-9107 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Description | PT SE4 120 N SMITH MILL RD |
| Legal Range | 17W |
| Legal Township | 16S |
| Legal Section | 12 |
| Legal Subdivision | SEC 12 T16S R17W SE4 SE4 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 103 |
120 N Smith Mill Rd, a commercial property, is owned and occupied by an individual who acquired it in January 2017.
Source: Lowndes County records, as of December 16, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 N SMITH MILL RD, CALEDONIA, MS 39740-9107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANKFIRST FINANCIAL |
| Jan 12, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 5, 2017 |
| Transfer Doc | 00201700217 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 120 N SMITH MILL RD, CALEDONIA, MS 39740-9107 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00202132674 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 2021/32674 |
| Name | BANKFIRST FINANCIAL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jan 12, 2017 |
| Property Address | 30 N SMITH MILL RD, CALEDONIA, MS 39740-9106 |
| Document Number | 0020170217 |
| Book / Page | 002017 / 000217 |
| Instrument Date | Jan 5, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 N SMITH MILL RD CALEDONIA MS 397409106, CALEDONIA, MS 39740-9106 |
The 2025 property tax bill for 120 N Smith Mill Rd was $3,778 with a homeowner's exemption, up 0.6% from the year before.
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,778.00 (+0.56%) Homeowner's exemption | $41,694 | $378,890 Land $13,750 Building $365,140 |
| 2024 | $3,757.00 (+29.2%) | ||
| 2023 | $2,908.00 Homeowner's exemption | $33,203 | $309,040 Land $13,750 Building $295,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 N Smith Mill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 120 N Smith Mill Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| M-Pulse Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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