120 N Scott St, Joliet, IL 60432 Property Records

Will County property record for 120 N Scott St, Joliet, IL 60432

Property Summary

Property Type	Commercial
Details	built 1920
Lot Size	0.07 acres (3,080 sqft)
Owner	Company Name on Record
Tax Bill	$5,779 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-10-324-001`

Property Details

APN / Parcel Number

Primary APN	`30-07-10-324-001`
Alternative APN	`07103240010000`

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	3,080 sqft (0.07 acres)

Location & Zoning

Street Address	120 N SCOTT ST
City	JOLIET
State	IL
Zip	60432-4230
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	THE W 58.06 FT OF LOT 1 IN BLK 14 IN E JOLIET, BEING A SUB OF PRT OF THE W1/2 OF THE SW1/4 OF SEC 10, T35N-R10E.
Legal Range	10E
Legal Township	35N
Legal Section	10
Legal Subdivision	BLK 14 E JOLIET
Legal Block	14
Legal Lot Number	1
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	2
Census Block	2019
Census Tract	882000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Joliet Historic District listed 2023 · 119 contributing resources · NRIS 100009642

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3077 W JEFFERSON ST, 100, JOLIET, IL 60435-5263
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Sep 28, 2020	Deed of Trust, Mortgage HEARTLAND BANK & TRUST CO
Feb 8, 2017	Loan Modification, Mortgage BEVERLY BK
Feb 8, 2017	Deed of Trust, Mortgage BEVERLY BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	120 N SCOTT ST, JOLIET, IL 60432-4230
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058643
Date	Oct 20, 2025
Instrument	R2025058643

Lender

Name	HEARTLAND BANK
Type	Bank
Address	PLAINFIELD, IL 60544

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	83 Months
Due	Sep 22, 2032

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	120 N SCOTT ST, JOLIET, IL 60432-4230
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052884
Date	Sep 23, 2025
Instrument	R2025052884

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	PLAINFIELD, IL 60544

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Sep 22, 2032

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	128 N SCOTT ST, JOLIET, IL 60432-4210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082743
Date	Sep 28, 2020
Instrument	R2020082743

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Sep 15, 2027

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	128 N SCOTT ST, JOLIET, IL 60432-4210
Document Number	0000014406
Instrument Date	Feb 8, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	58 E CLINTON ST JOLIET IL 604324143, JOLIET, IL 60432-4143

Mortgage

Document Number	0000014406
Date	Feb 16, 2017
Instrument	14406

Lender

Name	BEVERLY BK
Type	Bank
Address	800 BURR RIDGE PKWY, BURR RIDGE, IL 60527-6486

Agreement

Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	128 N SCOTT ST, JOLIET, IL 60432-4210
Document Number	0000042976
Instrument Date	Feb 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	NCS TITLE, NCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	58 E CLINTON ST JOLIET IL 604324143, JOLIET, IL 60432-4143

Mortgage

Document Number	0000042976
Date	Jul 8, 2019
Instrument	42976

Lender

Name	BEVERLY BK
Type	Bank
Address	128 N SCOTT ST, JOLIET, IL 60432-4210

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,779.00 (-11.82%)	$64,349 (-) Land $9,349 Building $55,000	$193,047 (-) Land $28,047 Building $165,000
2024		$64,349 (-) Land $9,349 Building $55,000	$193,047 (-) Land $28,047 Building $165,000
2022	$6,554.00	$64,349 Land $9,349 Building $55,000	$193,047 Land $28,047 Building $165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (1981–1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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