120 N Mountain View Rd, Payson, AZ 85541 Property Records

Gila County property record for 120 N Mountain View Rd, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,056 sqft · built 1985
Lot Size1.01 acres (43,996 sqft)
OwnerIndividual Name on Record
Last Sale$395,000 (Dec 2020)
Tax Bill$2,024 (2025)
Deeds & MortgagesDec 2020 Mortgage
Dec 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone D (undetermined)
APN302-48-002

Property Details

APN / Parcel Number

Primary APN302-48-002
Alternative APNs
  • R022829
  • 022829

Interior

Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft

Exterior

Year BuiltBuilt 1985
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialAsbestos
Lot Area43,996 sqft (1.01 acres)
Garage TypeDetached
Garage Area256 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area478 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account NumberR022829
Street Address120 N MOUNTAIN VIEW RD
CityPAYSON
StateAZ
Zip85541-3995
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 27 TOWNSHIP: 11N RANGE: 11E MOUNTAIN VIEW LOT 2
Legal Range11E
Legal Township11N
Legal Section27
Legal SubdivisionDIAMOND POINT
Legal Lot Number2 1002
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group3
Census Block3004
Census Tract400

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address120 N MOUNTAIN VIEW RD, PAYSON, AZ 85541-3995
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
Dec 9, 2020Deed, Transfer · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
Sep 11, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2020 · Amount on Record
Deed SaleDec 9, 2020 · Amount on Record
Prior SaleNov 8, 2005 · Amount on Record
Deed Document Number2020-015202
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address120 N MOUNTAIN VIEW RD, PAYSON, AZ 85541-3995
Transaction TypeMortgage
Record UpdatedMar 1, 2021
Title CompanyPIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016253
DateDec 31, 2020
Instrument2020-016253
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionGILA AZ
Recording DateDec 9, 2020
Property Address120 N MOUNTAIN VIEW RD, PAYSON, AZ 85541-3995
Document Number0000015202
Map ReferenceMAP 199
Instrument DateDec 7, 2020
Instrument2020-015202
Transaction TypeTransfer
Record UpdatedNov 29, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address12624 N 62ND DR, GLENDALE, AZ 85304-1715

Mortgage

Document Number0000015203
DateDec 9, 2020
Instrument2020-015203
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address120 N MOUNTAIN VIEW RD, PAYSON, AZ 85541-3995
Document Number0000010071
Instrument DateSep 11, 2019
Transaction TypeMortgage
Record UpdatedOct 24, 2019
Title CompanyTITLE365-NATIONAL SOLUTIONS, TITLE365-NAT'L SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 N MOUNTAIN VIEW RD PAYSON AZ 855413995, PAYSON, AZ 85541-3995

Mortgage

Document Number0000010071
DateSep 18, 2019
Instrument10071
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 17, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityStar Valley Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,541 (+3.79%) Land $8,229 Building $26,312$345,411 (+3.79%) Land $82,290 Building $263,121
2025$2,024.00 (+10.42%)
2024$33,280 Land $8,909 Building $24,371$332,799 Land $89,089 Building $243,710
2023$1,833.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (1993–2006)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 88% of the US · above 82% of Arizona
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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