120 N Fourth St, Hampton, VA 23664 Property Records

Hampton City property record for 120 N Fourth St, Hampton, VA 23664

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,112 sqft · built 1918
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$171,000 (Dec 2005)
Tax Bill	$153 (2025)
Deeds & Mortgages	Dec 2020 Refinance Dec 2021 Refinance + 8 more
APN	`12U001 00 16023`

Property Details

APN / Parcel Number

Primary APN	`12U001 00 16023`
Alternative APN	`12006897`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,112 sqft Living Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	12006897
Street Address	120 N FOURTH ST
City	HAMPTON
State	VA
Zip	23664-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8 R-8 TWO
Legal Description	BUCKROE B& CHES LD CO L23. B16
Legal Subdivision	BUCKROE B& CHES LD
Legal Block	16
Legal Lot Number	23
Jurisdiction	HAMPTON CITY VA
Township / Civil Division	HAMPTON
Census Block Group	1
Census Block	1022
Census Tract	11001

Owner

Source: Hampton City records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 N FOURTH ST, HAMPTON, VA 23664-1302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOANPAL LLC
Dec 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC
Oct 19, 2009	Deed of Trust, Mortgage · FHA Mortgage SECURITY ATLANTIC MORTGAG
May 1, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LIBERTY MORTGAGE CORPORAT
May 6, 2011	Deed of Trust, Mortgage · FHA Mortgage PEOPLES BANK
May 4, 2012	Deed of Trust, Mortgage · FHA Mortgage PEOPLES BANK
May 1, 2007	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY MORTGAGE CORPORAT
Aug 23, 2007	Deed of Trust, Mortgage · Line of Credit GE MONEY BANK
Apr 20, 2005	Deed of Trust, Mortgage HOUSEHOLD REALTY CORPORAT
Dec 20, 2005	Warranty Deed, Transfer · Conventional Mortgage USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2005 · Amount on Record
Deed Sale	Dec 20, 2005 · Amount on Record
Deed Book / Page	500 / 34414
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	120 N FOURTH ST, HAMPTON, VA 23664-1302
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200018709
Date	Dec 18, 2020
Instrument	200018709

Lender

Name	LOANPAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	120 N FOURTH ST, HAMPTON, VA 23664-1302
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210025461
Date	Dec 27, 2021
Instrument	210025461

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	120 N FOURTH ST, HAMPTON, VA 23664-1302
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0900/17134
Date	Oct 19, 2009
Book Page	900/17134

Lender

Name	SECURITY ATLANTIC MORTGAG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2039

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2015

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	120 N FOURTH ST, HAMPTON, VA 23664-1302
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0700/10974
Date	May 1, 2007
Book Page	700/10974

Lender

Name	LIBERTY MORTGAGE CORPORAT

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2022

Interest

Rate Type	Fixed Rate

May 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	120 N FOURTH ST, HAMPTON, VA 23664-1302
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01100/5737
Date	May 6, 2011
Book Page	1100/5737

Lender

Name	PEOPLES BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5%

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	120 N FOURTH ST, HAMPTON, VA 23664-1302
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01200/6508
Date	May 4, 2012
Book Page	1200/6508

Lender

Name	PEOPLES BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2042

Interest

Rate Type	Fixed Rate

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	120 N FOURTH ST, HAMPTON, VA 23664-1302
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0700/10973
Date	May 1, 2007
Book Page	700/10973

Lender

Name	LIBERTY MORTGAGE CORPORAT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2037

Interest

Rate Type	Fixed Rate
Rate	6.63%

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	120 N FOURTH ST, HAMPTON, VA 23664-1302
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0700/20944
Date	Aug 23, 2007
Book Page	700/20944

Lender

Name	GE MONEY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	120 N FOURTH ST, HAMPTON, VA 23664-1302
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00500/9490
Date	Apr 20, 2005
Book Page	500/9490

Lender

Name	HOUSEHOLD REALTY CORPORAT

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Apr 14, 2030

Interest

Rate Type	Fixed Rate

December 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMPTON CITY VA
Recording Date	Dec 20, 2005
Property Address	120 N FOURTH ST, HAMPTON, VA 23664-1302
Document Number	0500/34414
Book / Page	500 / 34414
Instrument Date	Dec 19, 2005
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050034415
Date	Dec 20, 2005
Instrument	500/34415

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.88%

Mortgage

Document Number	0500/34416
Date	Dec 20, 2005
Book Page	500/34416

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 2, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampton City assessment roll, as of August 19, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Hampton City
Unified School District	Hampton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$153.00 (-92.68%)	$219,400 (+30.52%) Land $65,000 Building $154,400	$219,400 (+30.52%) Land $65,000 Building $154,400
2023	$2,091.00 (+5.98%)	$168,100 Land $50,000 Building $118,100	$168,100 Land $50,000 Building $118,100
2022	$1,973.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 252 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	458 units insured incl. 206 condo units
Nearby Flood Claims	25 (2003–2025)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Isabel, Sep 2003 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30