120 N 5th St, Cornell, WI 54732 Property Records

Chippewa County property record for 120 N 5th St, Cornell, WI 54732

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · built 1950
Lot Size	0.128 acres (5,600 sqft)
Owner	Individual Name on File
Last Sale	$74,000 (May 2019)
Tax Bill	$1,269 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23106-1732-6159-1416`

Property Details

APN / Parcel Number

Primary APN	`23106-1732-6159-1416`
Alternative APN	`213 0284`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Exterior Material	Aluminum/Vinyl
Roof Material	Shingle
Lot Area	5,600 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	213 0284
Street Address	120 N 5TH ST
City	CORNELL
State	WI
Zip	54732-8179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	ORIGINAL PLAT OF CORNELL LOT 16 BLK 14
Legal Range	06W
Legal Township	31N
Legal Section	17
Legal Subdivision	ORIGINAL PLAT OF CORNELL
Legal Block	14
Legal Lot Number	16
Jurisdiction	CHIPPEWA WI
Township / Civil Division	CORNELL
Census Block Group	1
Census Block	1078
Census Tract	11001

Owner

120 N 5th St is owned and occupied by an individual who bought it in May 2019.

Source: Chippewa County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	120 N 5TH ST, CORNELL, WI 54732-8179
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · ARM MARINE CREDIT UNION
Sep 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZEN STATE BANK OF LA CROSSE
May 13, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage MARINE CREDIT UNION
Sep 5, 2017	Administrator's Deed, Transfer · Conventional Mortgage ROYAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2019 · Amount on File
Deed Sale	May 13, 2019 · Amount on File
Prior Sale	Sep 5, 2017 · Amount on File
Deed Document Number	888494
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	120 N 5TH ST, CORNELL, WI 54732-8179
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000906639
Date	Sep 10, 2020
Instrument	906639

Lender

Name	MARINE CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.2%
Type Change Date	Sep 1, 2025
Index	Other
Margin	8

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	120 N 5TH ST, CORNELL, WI 54732-8179
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000935905
Date	Sep 20, 2022
Instrument	935905

Lender

Name	CITIZEN STATE BANK OF LA CROSSE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2037

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	May 13, 2019
Property Address	120 N 5TH ST, CORNELL, WI 54732-8179
Document Number	0000888494
Instrument Date	May 9, 2019
Instrument	888494
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 N 5TH ST, CORNELL, WI 54732-8179

Mortgage

Document Number	0000888495
Date	May 13, 2019
Instrument	888495

Lender

Name	MARINE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2039

September 2017: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Sep 5, 2017
Property Address	120 N 5TH ST, CORNELL, WI 54732-8179
Document Number	0000871032
Instrument Date	Sep 1, 2017
Instrument	871032
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000871033
Date	Sep 5, 2017
Instrument	871033

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 120 N 5th St was $1,269 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Cornell City
Unified School District	Cornell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,269.00 Homeowner's exemption	$105,400 Land $7,300 Building $98,100	$134,400
2023	$1,215.00 Homeowner's exemption	$105,400 Land $7,300 Building $98,100	$114,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 N 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 N 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELL WATERWORKS serves 1,390 people · EPA ID WI6090458
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	9 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NTERA.

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