Cattaraugus County and Olean City property record for 120 N 3rd St, Olean, NY 14760 · Last verified May 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Architecture Style | Traditional |
| Year Built | Built 1900 |
| Square Footage | 3,432 sqft Total Area |
| Lot Size | 4,356 sqft (0.1 acres) |
| Last Sale | $110,000 (2023) |
| Tax Bill | $4,560.00 (2025) |
| Primary APN | 041200 94.065-10-65 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,432 sqft Total Area |
| 1st Floor | 1,716 sqft 1st Floor |
| 2nd Floor | 1,716 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 4,356 sqft (0.1 acres) |
| Depth X Width | 150 ft x 30 ft Depth x Width |
| Porch Area | 674 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 056715 |
|---|---|
| Street Address | 120 N 3RD ST |
| City | OLEAN |
| State | NY |
| Zip | 14760-2504 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 10 |
| Legal Lot Number | 65.000 |
| Jurisdiction | CATTARAUGUS NY |
| Minor Civil Division | OLEAN |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 961700 |
Source: Cattaraugus County and Olean City records · APN 041200 94.065-10-65
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 318, OLEAN, NY 14760-0318 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 21, 2023 | Warranty Deed, Transfer · Stand Alone First Mortgage FINANCE AMERICA LLC |
| Jul 16, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance OLEAN AREA FCU |
| Jan 25, 2021 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 21, 2023 · Amount on Record |
| Deed Sale | Feb 21, 2023 · Amount on Record |
| Prior Sale | Jan 25, 2021 · Amount on Record |
| Deed Doc Number | 20233136 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Recording Date | Feb 21, 2023 |
| Property Address | 120 N 3RD ST, OLEAN, NY 14760-2504 |
| Document Number | 0000003136 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 202303136 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2349 FIVE MILE RD, ALLEGANY, NY 14706-1066 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003137 |
|---|---|
| Date | Feb 21, 2023 |
| Instrument | 202303137 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Property Address | 120 N 3RD ST, OLEAN, NY 14760-2504 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008137 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 202108137 |
| Name | OLEAN AREA FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Recording Date | Jan 25, 2021 |
| Property Address | 120 N 3RD ST, OLEAN, NY 14760-2504 |
| Document Number | 0000000881 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 881 |
| Transaction Type | Transfer |
| Record Updated | Mar 02, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 N 3RD ST OLEAN NY 147602504, OLEAN, NY 14760-2504 |
Source: Cattaraugus County and Olean City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cattaraugus County |
| Municipality | Olean City |
| Unified School District | Olean City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,560.00 (+77.64%) | $68,000 (-) Land $3,200 Building $64,800 | $95,775 (+9.86%) Land $4,507 Building $91,268 |
| 2024 | $2,567.00 | ||
| 2023 | $68,000 Land $3,200 Building $64,800 | $87,179 Land $4,103 Building $83,076 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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