120 N 3rd Ave E, Hartley, IA 51346 Property Records

O'Brien County property record for 120 N 3rd Ave E, Hartley, IA 51346

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 978 sqft · built 1940
Lot Size0.197 acres (8,580 sqft)
Owner2 Individual Names on Record
Last Sale$38,500 (Aug 2023)
Tax Bill$154 (2025)
Deeds & MortgagesSep 2010 Mortgage
Aug 2023 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APN0000082200

Property Details

APN / Parcel Number

Primary APN0000082200

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths3 Half Baths
Total Rooms8 Rooms
Stories1 Story
Building Area978 sqft Living Area
1st Floor Area978 sqft
Basement Area978 sqft
Unfinished Basement978 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,580 sqft (0.197 acres)
Lot Dimensions130 ft deep x 66 ft wide
Garage TypeDetached
Garage Area200 sqft

Exterior Amenities

PorchPorch
Porch Area24 sqft
Deck AreaDeck Area
Patio Area184 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Water SourceCommercial

Location & Zoning

Street Address120 N 3RD AVE E
CityHARTLEY
StateIA
Zip51346-1231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCROSSANS PARK ADD LOT 5 BLK 6
Legal SubdivisionCROSSAN'S PARK ADD
Legal Block6
Legal Lot Number5
JurisdictionO'BRIEN IA
Township / Civil DivisionHARTLEY
Census Block Group1
Census Block1019
Census Tract490100

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address110 N 3RD AVE E, HARTLEY, IA 51346-1231
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2010Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK
Aug 11, 2023Legal Action/Court Order, Foreclosure
Jun 11, 2010Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2023 · Amount on Record
Deed SaleAug 11, 2023 · Amount on Record
Deed Document Number20231697
Prior Transfer DateJun 8, 2010
Prior Transfer Doc0201001130
Record UpdatedOct 29, 2026

September 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionO'BRIEN IA
Property Address120 N 3RD AVE E, HARTLEY, IA 51346-1231
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201001865
DateSep 3, 2010
Instrument2010-01865
Lender
NameUNITED COMMUNITY BANK
AddressHARTLEY, IA 51346
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2025

August 2023: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionO'BRIEN IA
Recording DateAug 11, 2023
Property Address120 N 3RD AVE E, HARTLEY, IA 51346-1231
Document Number0020231697
Instrument DateAug 11, 2023
Instrument2023-1697
Transaction TypeForeclosure
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
Tax$60.80
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address110 N 3RD AVE E, HARTLEY, IA 51346-1231
InvestorPossibly a Property Investor

June 2010: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionO'BRIEN IA
Recording DateJun 11, 2010
Property Address120 N 3RD AVE E, HARTLEY, IA 51346-1231
Document Number0201001130
Instrument DateJun 8, 2010
Instrument2010-01130
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 N 3RD AVE, HARTLEY, IA 51346-1231

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateIowa
CountyO'Brien County
MunicipalityHartley City
Unified School DistrictHartley-Melvin-Sanborn Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$154.00 (+14.93%)$11,000 (-71.14%) Land $11,000$11,000 (-71.14%) Land $11,000
2024$134.00 (-73.41%)
2023$38,110 (-0.83%) Land $8,410 Building $29,700$38,110 (-0.83%) Land $8,410 Building $29,700
2022$504.00 Homeowner's exemption$38,430 Land $6,470 Building $31,960
2021$38,430 Land $6,470 Building $31,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARTLEY MUNICIPAL WATER DEPARTMENT
serves 1,605 people · EPA ID IA7128036
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
The Community Agency
Fiber
1,000 / 1,000
Windstream
DSL
200 / 20

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