120 N 2050 E, Layton, UT 84040 Property Records

Davis County property record for 120 N 2050 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,115 sqft · built 1990
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$387,500 (Jan 2014)
Tax Bill	$4,003 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-221-0316`

Property Details

APN / Parcel Number

Primary APN	`11-221-0316`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,115 sqft Living Area
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Area	976 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	120 N 2050 E
City	LAYTON
State	UT
Zip	84040-3120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	ALL OF LOT 316, SUMMER HAZE UNIT 3. CONTAINS 0.32 ACRES
Legal Subdivision	SUMMER HAZE
Legal Lot Number	316
Legal Unit	3
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1010
Census Tract	125906

Owner

120 N 2050 E is owned and occupied by two individuals who bought it in January 2014.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 N 2050 E, LAYTON, UT 84040-3120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Sep 19, 2018	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Dec 9, 2020	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2014 · Amount on File
Deed Sale	Jan 24, 2014 · Amount on File
Prior Sale	Nov 15, 2013
Deed Document Number	20142786973
Deed Book / Page	5941 / 55
Prior Transfer Date	Nov 1, 2013
Prior Transfer Doc	0002775058
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	120 N 2050 E, LAYTON, UT 84040-3120
Transaction Type	Mortgage
Record Updated	Oct 16, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008349/880
Date	Oct 2, 2023
Book Page	8349/880
Instrument	3546088

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	120 N 2050 E, LAYTON, UT 84040-3120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003117934
Date	Sep 19, 2018
Book Page	7102/1052
Instrument	3117934

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	120 N 2050 E, LAYTON, UT 84040-3120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INWEST TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003324275
Date	Dec 9, 2020
Book Page	7653/791
Instrument	3324275

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 120 N 2050 E was $4,003, up 6.6% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,050 (+2.67%) Land $150,306 Building $251,744	$731,000 (+2.67%) Land $273,284 Building $457,716
2025	$4,003.00 (+6.63%)	$391,600 Land $139,313 Building $252,287	$712,000 Land $253,296 Building $458,704
2024	$3,754.00 (+0.51%)
2023	$3,735.00 (-2.84%)	$658,000 Land $204,741 Building $453,259	$658,000 Land $204,741 Building $453,259
2022	$3,844.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 N 2050 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 N 2050 E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Connext Networks, Utah Broadband.

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