120 Mountain Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 120 Mountain Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,223 sqft · built 1918
Lot Size	0.248 acres (10,803 sqft)
Owner	2 Individual Names on Record
Last Sale	$768,000 (Apr 2019)
Tax Bill	$16,140 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-04606-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`18-04606-0000-00003`
Alternative APNs	`1800092000000003` `180460600003`

Interior

Stories	2 Stories
Building Area	2,223 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Construction Type	Frame
Lot Area	10,803 sqft (0.248 acres)

Location & Zoning

Old Parcel Number	1800092000000003
Street Address	120 MOUNTAIN AVE
City	SUMMIT
State	NJ
Zip	07901-3453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	4606
Legal Lot Number	3
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2002
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 MOUNTAIN AVE, SUMMIT, NJ 07901-3453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 10, 2019	Deed, Transfer NRT TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2019 · Amount on Record
Deed Sale	Apr 10, 2019 · Amount on Record
Prior Sale	Sep 8, 1994 · Amount on Record
Deed Document Number	2019311578
Deed Book / Page	6316 / 942
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	120 MOUNTAIN AVE, SUMMIT, NJ 07901-3453
Transaction Type	Mortgage
Record Updated	May 12, 2023
Title Company	NOT AVAILABLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MOUNTAIN AVE, SUMMIT, NJ 07901-3453

Mortgage

Document Number	0153482156
Date	Mar 29, 2023
Book Page	15348/2156
Instrument	50429

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	120 MOUNTAIN AVE, SUMMIT, NJ 07901-3453
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150023101
Date	Jul 6, 2021
Book Page	15002/3101
Instrument	15801

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Apr 10, 2019
Property Address	120 MOUNTAIN AVE, SUMMIT, NJ 07901-3453
Document Number	0063160942
Book / Page	6316 / 0942
Instrument Date	Apr 3, 2019
Instrument	311578
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	NRT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$3,295.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 HILLSIDE AVE, 59, BERKELEY HEIGHTS, NJ 07922-1708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MOUNTAIN AVE, SUMMIT, NJ 07901-3453

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,000 (-) Land $178,200 Building $182,800	$361,000 (-) Land $178,200 Building $182,800
2025	$16,140.00 (+2.64%)	$361,000 (-) Land $178,200 Building $182,800	$361,000 (-) Land $178,200 Building $182,800
2024	$15,725.00 (+1.71%)
2023		$361,000 Land $178,200 Building $182,800	$361,000 Land $178,200 Building $182,800
2022	$15,461.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1999–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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