St. Johns County property record for 120 Morgan Ave, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,923 sqft · built 2019 |
| Lot Size | 0.43 acres (18,730 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,334 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Oct 2018 Construction Loan + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 147110-0070 |
| Primary APN | 147110-0070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,923 sqft Living Area |
| Gross Area | 4,408 sqft |
| 1st Floor Area | 285 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,730 sqft (0.43 acres) |
| Lot Dimensions | 250 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 1,485 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 340 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 1,124 sqft |
| Patio Area | 765 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 120 MORGAN AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG1 |
| Legal Description | 4/32 SURFSIDE UNIT A LOTS 7 & 8 BLK R OR4431/1562 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 05 |
| Legal Subdivision | SURFSIDE UNIT A |
| Legal Block | R |
| Legal Lot Number | 7,8 |
| Legal Unit | A |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 20603 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 MORGAN AVE, SAINT AUGUSTINE, FL 32084-2324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 30, 2018 | Deed of Trust, Mortgage · Construction Mortgage REGIONS BANK |
| Sep 5, 2017 | Warranty Deed, Transfer · Conventional with PMI WHITNEY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 120 MORGAN AVE, SAINT AUGUSTINE, FL 32084-2324 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0054800755 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 5480/755 |
| Instrument | 2022010322 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 120 MORGAN AVE, SAINT AUGUSTINE, FL 32084-2324 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046331956 |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | 4633/1956 |
| Instrument | 2018078485 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 5, 2017 |
| Property Address | 120 MORGAN AVE, SAINT AUGUSTINE, FL 32084-2324 |
| Document Number | 0044311562 |
| Book / Page | 004431 / 001562 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 61415 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2020 |
| Title Company | PONTE VEDRA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,127.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 591 CREIGHTON RD FLEMING ISLAND FL 320037020, FLEMING ISLAND, FL 32003-7020 |
| Document Number | 44311565 |
|---|---|
| Date | Sep 5, 2017 |
| Book Page | 004431/001565 |
| Instrument | 61416 |
| Name | WHITNEY BK |
|---|---|
| Type | Bank |
| Address | TARPON SPRINGS, FL 34689 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Sep 4, 2019 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $721,792 (+2.7%) | $1,289,561 (+2.71%) Land $300,250 Building $989,311 | |
| 2025 | $9,334.00 (+11.36%) Homeowner's exemption | $702,816 (+2.9%) | $1,255,588 (-2.31%) Land $274,000 Building $981,588 |
| 2024 | $8,382.00 (+1.87%) Homeowner's exemption | $683,009 (+3%) | $1,285,336 (+5.09%) Land $274,000 Building $1,011,336 |
| 2023 | $8,228.00 (+2.52%) Homeowner's exemption | $663,116 (+3%) | $1,223,049 (+20.37%) Land $262,750 Building $960,299 |
| 2022 | $8,026.00 Homeowner's exemption | $643,802 | $1,016,049 Land $236,400 Building $779,649 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 504 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 648 units insured incl. 144 condo units |
| Nearby Flood Claims | 163 (1999–2023) |
| Claims Outside the SFHA | 7 of 163 |
| Most Recent Claim | Feb 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTH BEACH UTILITIES public/private · serves 4,200 people · EPA ID FL2550812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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