120 Mills Rd, Walden, NY 12586 Property Records

Orange County and Montgomery Town property record for 120 Mills Rd, Walden, NY 12586

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,672 sqft · built 1990
Lot Size	14.5 acres (631,620 sqft)
Owner	2 Individual Names on Record
Last Sale	$422,500 (Sep 2019)
Tax Bill	$11,867 (2024)
Deeds & Mortgages	Oct 2020 Refinance Oct 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`334289 12-1-1.38`

Property Details

APN / Parcel Number

Primary APN	`334289 12-1-1.38`
Alternative APNs	`428901200000010013800000` `12-1-1.38`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,672 sqft Living Area
Gross Area	3,296 sqft
1st Floor Area	1,532 sqft
2nd Floor Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	631,620 sqft (14.5 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	442 sqft
Shed	1 Shed
Canopy	250 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	12-1-1.38
Street Address	120 MILLS RD
City	WALDEN
State	NY
Zip	12586-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	LT 8 SMITH SUB MAP 8407
Legal Subdivision	SMITH
Legal Block	1
Legal Lot Number	1.380
Jurisdiction	ORANGE NY
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1017
Census Tract	10601

Owner

Source: Orange County and Montgomery Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 MILLS RD, WALDEN, NY 12586-2806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MID HUDSON VALLEY FCU
Oct 2, 2020	Loan Modification, Mortgage · Conventional Mortgage MID-HUDSON VLY FCU
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage MID-HUDSON VLY FCU
Sep 23, 2019	Deed, Transfer · Stand-Alone Refinance MID HUDSON VALLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2019 · Amount on Record
Deed Sale	Sep 23, 2019 · Amount on Record
Prior Sale	Oct 25, 2013 · Amount on Record
Deed Document Number	201968206
Deed Book / Page	14628 / 1115
Prior Transfer Date	Oct 17, 2013
Prior Transfer Doc	1366001235
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	120 MILLS RD, WALDEN, NY 12586-2806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057093
Date	Oct 26, 2020
Book Page	14829/1740
Instrument	20200057093

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	325 Months
Due	Nov 1, 2047

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	120 MILLS RD, WALDEN, NY 12586-2806
Document Number	0000057094
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	RIVER CITY ABSTRACT/HUDSON VALLEY INC, RIVER CITY ABS/HUDSON VLY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 GARDNERTOWN RD ALBANY NY 12250, ALBANY, NY 12250

Mortgage

Document Number	0000057094
Date	Oct 26, 2020
Book Page	014829/001761
Instrument	57094

Lender

Name	MID-HUDSON VLY FCU
Type	Credit Union
Address	KINGSTON, NY 12401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Oct 25, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	120 MILLS RD, WALDEN, NY 12586-2806
Document Number	0000068207
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	RIVER CITY ABSTRACT/HUDSON VALLEY INC, RIVER CITY ABS/HUDSON VLY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MILLS RD WALDEN NY 125862806, WALDEN, NY 12586-2806

Mortgage

Document Number	0000068207
Date	Sep 23, 2019
Book Page	014628/001119
Instrument	68207

Lender

Name	MID-HUDSON VLY FCU
Type	Credit Union
Address	KINGSTON, NY 12401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 22, 2044

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Sep 23, 2019
Property Address	120 MILLS RD, WALDEN, NY 12586-2806
Document Number	0000068206
Book / Page	14628 / 1115
Instrument Date	Sep 6, 2019
Instrument	20190068206
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 SADLIER PL, WALDEN, NY 12586-1017

Mortgage

Document Number	20190068207
Date	Sep 23, 2019
Book Page	14628/1119
Instrument	20190068207

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	313 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

Source: Orange County and Montgomery Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Montgomery Town
Unified School District	Valley Central School District (Montgomery) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$235,000 (-) Land $62,300 Building $172,700	$635,100 (+13.51%)
2024	$11,867.00
2023		$235,000 (-) Land $62,300 Building $172,700	$559,500 (+16.66%) Land $148,327 Building $411,173
2022		$235,000 Land $62,300 Building $172,700	$479,600 Land $127,145 Building $352,455

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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