James City County property record for 120 Mill View Cir, Williamsburg, VA 23185
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,549 sqft · built 1998 |
| Lot Size | 0.998 acres (43,516 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (May 2015) |
| Tax Bill | $4,389 (2019) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-4 09-0-0017 |
| Primary APN | 47-4 09-0-0017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 3 Stories |
| Building Area | 3,549 sqft Living Area |
| Gross Area | 4,040 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 43,516 sqft (0.998 acres) |
| Garage Type | Attached |
| Garage Area | 496 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 588 sqft |
| Patio Area | 588 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8817 |
|---|---|
| Street Address | 120 MILL VIEW CIR |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-3178 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 LIMITED RESIDENTIAL |
| Legal Description | L-17 S-2B SETTLERS MILL |
| Legal Subdivision | SETTLERS MILL |
| Legal Lot Number | 17 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 80202 |
Source: James City County records · APN 47-4 09-0-0017
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 MILL VIEW CIR, WILLIAMSBURG, VA 23185-3178 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 02, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage 1ST ADVANTAGE FEDERAL CREDIT UNION |
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Sep 06, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST ADVANTAGE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 11, 2015 · Amount on Record |
| Deed Sale | May 11, 2015 · Amount on Record |
| Prior Sale | Sep 15, 2003 · Amount on Record |
| Deed Document Number | 150008738 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 120 MILL VIEW CIR, WILLIAMSBURG, VA 23185-3178 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202311523 |
|---|---|
| Date | Nov 02, 2023 |
| Instrument | 202311523 |
| Name | 1ST ADVANTAGE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 17, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 120 MILL VIEW CIR, WILLIAMSBURG, VA 23185-3178 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210019149 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 210019149 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 120 MILL VIEW CIR, WILLIAMSBURG, VA 23185-3178 |
| Document Number | 0000015326 |
| Instrument Date | Sep 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000015326 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 15326 |
| Name | FIRST ADVANTAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 25, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: James City County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $734,000 (+33.99%) Land $121,300 Building $612,700 | $734,000 (+33.99%) Land $121,300 Building $612,700 | |
| 2023 | $547,800 Land $102,500 Building $445,300 | $547,800 Land $102,500 Building $445,300 | |
| 2019 | $4,389.00 |
Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950802021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2006–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 143 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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