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120 Mill St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 120 Mill St, Worcester, MA 01603

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,246 sqft · built 1870
Lot Size0.217 acres (9,457 sqft)
OwnerIndividual Name on File
Last Sale$645,000 (Oct 2024)
Tax Bill$5,934 (2025)
Deeds & MortgagesJun 2021 Refinance
Feb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8-021-02+10

Property Details

APN / Parcel Number

Primary APN8-021-02+10
Alternative APN
  • WORC M:08 B:021 L:02+10

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,246 sqft Living Area
Gross Area3,728 sqft
1st Floor Area1,211 sqft
Basement Area1,035 sqft
Unfinished Basement1,035 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,457 sqft (0.217 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number8-021-02+10
Street Address120 MILL ST
CityWORCESTER
StateMA
Zip01603-2028
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRL-7
Legal Block21
Legal Lot Number2+10
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2010
Census Tract731002

Owner

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address120 MILL ST, WORCESTER, MA 01603-2028
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
UNIBANK FOR SAVINGS
Feb 14, 2024Quit Claim Deed, Transfer · Stand-Alone First Mortgage
INVESTOR MTG FIN LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 24, 2024 · Amount on Record
Deed SaleOct 24, 2024 · Amount on Record
Prior SaleFeb 14, 2024 · Amount on Record
Deed Book / Page71196 / 350
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address120 MILL ST, WORCESTER, MA 01603-2028
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number065316-280
DateJun 4, 2021
Book Page65316/280
Instrument77412
Lender
NameUNIBANK FOR SAVINGS
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueJul 1, 2041

February 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateFeb 14, 2024
Property Address120 MILL ST, WORCESTER, MA 01603-2028
Document Number0070193-34
Book / Page70193 / 34
Instrument DateFeb 12, 2024
Instrument11104
Transaction TypeTransfer
Record UpdatedMar 1, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address652 PARK AVE # B, B, WORCESTER, MA 01603-2044

Mortgage

Document Number0000011105
DateFeb 14, 2024
Instrument11105
Lender
NameINVESTOR MTG FIN LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,934.00 (+11.96%)$449,900 (+21.73%) Land $98,300 Building $351,600
2023$5,300.00$369,600 Land $85,500 Building $284,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Starlink
Satellite		280 / 30

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