120 Mill St, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 120 Mill St, Middleton, MA 01949

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 6,083 sqft · built 2004
Lot Size	1.16 acres (50,922 sqft)
Owner	2 Company Names on Record
Last Sale	$1,800,000 (Aug 2021)
Tax Bill	$26,367 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Jan 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`200316`

Property Details

APN / Parcel Number

Primary APN	`200316`
Alternative APNs	`MIDD M:0012 B:0000 L:0011 F` `MDLT M:0012 B:0000 L:0011 F`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,083 sqft Living Area
Gross Area	12,584 sqft
Basement Area	1,371 sqft
Unfinished Basement	1,371 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	50,922 sqft (1.16 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	200316
Street Address	120 MILL ST
City	MIDDLETON
State	MA
Zip	01949-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	11 F
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	1
Census Block	1000
Census Tract	212101

Owner

Source: Essex County and Middleton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	120 MILL ST, MIDDLETON, MA 01949-1007
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 11, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 27, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BRYN MAWR TRUST
Apr 12, 2018	Deed of Trust, Mortgage IOVANNA SUZANNE TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Prior Sale	Jun 16, 2005 · Amount on Record
Deed Book / Page	40218 / 406
Last Transfer Date	Jan 11, 2024
Transfer Doc	041945-530
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	120 MILL ST, MIDDLETON, MA 01949-1007
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040736-94
Date	Feb 18, 2022
Book Page	40736/94
Instrument	20220218000520

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Jan 11, 2024
Property Address	120 MILL ST, MIDDLETON, MA 01949-1007
Document Number	041945-530
Book / Page	41945 / 530
Instrument Date	Jan 11, 2024
Instrument	20240111002060
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MILL ST, MIDDLETON, MA 01949-1007

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Aug 27, 2021
Property Address	120 MILL ST, MIDDLETON, MA 01949-1007
Document Number	040218-406
Book / Page	40218 / 406
Instrument Date	Aug 27, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	120 MILL ST, MIDDLETON, MA 01949-1007

Mortgage

Document Number	0040218409
Date	Aug 27, 2021
Instrument	40218/409

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	120 MILL ST, MIDDLETON, MA 01949-1007
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38307-482
Date	Mar 3, 2020
Book Page	38307/482
Instrument	20200303003370

Lender

Name	BRYN MAWR TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Apr 1, 2021

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	120 MILL ST, MIDDLETON, MA 01949-1007
Document Number	36646-452
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36646-452
Date	Apr 13, 2018
Book Page	036646/000452
Instrument	1804131100

Lender

Name	IOVANNA SUZANNE TRUST (PT)

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 12, 2028

Tax Assessment & Valuation

Source: Essex County and Middleton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$26,367.00 (+0.29%)	$2,094,300 (-5.28%) Land $520,400 Building $1,456,900	$2,241,904 (+4.23%)
2025	$26,290.00 (+7.36%)	$2,211,100 (+6.46%) Land $628,400 Building $1,582,700	$2,150,990
2024	$24,487.00 (+13.09%)	$2,076,900 (+23.45%) Land $626,400 Building $1,450,500
2023	$21,652.00	$1,682,400 Land $626,400 Building $1,056,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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