120 Mill St, Apt 103, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 120 Mill St, Apt 103, Woonsocket, RI 02895

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,052 sqft · built 2004
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Aug 2025)
Tax Bill	$2,859 (2025)
Deeds & Mortgages	Sep 2025 Transfer Aug 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`30776`

Property Details

APN / Parcel Number

Primary APN	`30776`
Alternative APN	`WOON M:35E L:115 U:265`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	8 Units
Stories	1 Story
Building Area	1,052 sqft Living Area
Gross Area	1,092 sqft
1st Floor Area	1,052 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	436 sqft (0.01 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	30776
Street Address	120 MILL ST, 103
City	WOONSOCKET
State	RI
Zip	02895-8203
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MU2
Legal Subdivision	RIVER HVN
Legal Lot Number	115
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	1
Census Block	1002
Census Tract	18200

Owner

Source: Woonsocket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 MILL ST, 103, WOONSOCKET, RI 02895-8203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 27, 2025	Deed, Transfer · FHA Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2025 · Amount on Record
Deed Sale	Aug 27, 2025 · Amount on Record
Prior Sale	Nov 28, 2011
Deed Book / Page	2973 / 245
Prior Transfer Date	Aug 26, 2025
Prior Transfer Doc	002975-111
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Sep 3, 2025
Property Address	120 MILL ST APT 103, 103, WOONSOCKET, RI 02895-8203
Document Number	002975-111
Book / Page	2975 / 111
Instrument Date	Aug 26, 2025
Instrument	239662
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Aug 27, 2025
Property Address	120 MILL ST APT 103, 103, WOONSOCKET, RI 02895-8203
Document Number	002973-245
Book / Page	2973 / 245
Instrument Date	Aug 26, 2025
Instrument	239543
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 MILL ST APT 103, 103, WOONSOCKET, RI 02895-8203

Mortgage

Document Number	0000239544
Date	Aug 27, 2025
Instrument	239544

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,859.00 (+2.51%)	$254,600 (+32.74%) Building $254,600	$274,807
2024	$2,789.00 (+4.03%)	$191,800 (-) Building $191,800
2023	$2,681.00	$191,800 (-) Building $191,800
2022	$2,681.00	$191,800 Building $191,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Xfinity.

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