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120 Mill Spring Ln, Saint Peters, MO 63376 Property Records

St. Charles County property record for 120 Mill Spring Ln, Saint Peters, MO 63376

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,310 sqft · built 1978
Lot Size0.223 acres (9,720 sqft)
Owner2 Individual Names on File
Last Sale$129,000 (Jun 2014)
Tax Bill$3,628 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN427846B000

Property Details

APN / Parcel Number

Primary APN427846B000
Alternative APN
  • 3-0010-5103-00-0200.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,310 sqft Living Area
Gross Area3,039 sqft
1st Floor Area1,320 sqft
Basement Area1,320 sqft
Finished Basement990 sqft
Unfinished Basement330 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,720 sqft (0.223 acres)
Lot Dimensions120 ft deep x 81 ft wide
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area150 sqft
Deck AreaDeck Area
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number427846B000
Street Address120 MILL SPRING LN
CitySAINT PETERS
StateMO
Zip63376-7024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE9
Legal DescriptionMILL WOOD #4 SEC 2 LOT 200
Legal SubdivisionMILL WOOD #4 SEC 2
Legal Lot Number200
JurisdictionST CHARLES MO
Township / Civil DivisionSPENCER CREEK
Census Block Group2
Census Block2011
Census Tract311296

Owner

120 Mill Spring Ln is owned and occupied by two individuals who bought it in June 2014.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address120 MILL SPRING LN, SAINT PETERS, MO 63376-7024
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2014 · Amount on File
Deed SaleJun 5, 2014 · Amount on File
Prior SaleDec 2, 2013 · Amount on File
Deed Document Number2014289430
Deed Book / Page6196 / 977
Prior Transfer DateJan 10, 2008
Prior Transfer Doc0049161117
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address120 MILL SPRING LN, SAINT PETERS, MO 63376-7024
Transaction TypeMortgage
Record UpdatedDec 21, 2021
Title CompanyCLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 MILL SPRING LN, SAINT PETERS, MO 63376-7024

Mortgage

Document Number0000098939
DateDec 7, 2021
Instrument2021R-098939
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 120 Mill Spring Ln was $3,628.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Peters City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$53,310 (-)$280,580 (-) Land $55,000 Building $225,580
2025$3,628.00$53,310$280,580 Land $55,000 Building $225,580
2023$49,657
2022$261,351 Land $55,000 Building $206,351

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Mill Spring Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Mill Spring Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST PETERS PWS
serves 52,575 people · EPA ID MO6010719
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: i3 Broadband.

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