120 Mill Rd, Covington, TN 38019 Property Records

Tipton County property record for 120 Mill Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	1 ba · 840 sqft · built 1900
Lot Size	0.36 acres (15,499 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Jun 2013)
Tax Bill	$438 (2022)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`084041N A 00300`

Property Details

APN / Parcel Number

Primary APN	`084041N A 00300`
Alternative APN	`041N A 00300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1988
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,499 sqft (0.36 acres)
Lot Dimensions	123 ft deep x 125 ft wide
Porch	Slab
Porch Area	112 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	120 MILL RD
City	COVINGTON
State	TN
Zip	38019-3149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C82
Legal Subdivision	HYDE PARK
Legal Lot Number	23
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	5
Census Block	5033
Census Tract	40700

Owner

Source: Tipton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	613 HIGHWAY 51 S, COVINGTON, TN 38019-2427
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · Line of Credit PATRIOT BANK
Aug 29, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2013 · Amount on Record
Deed Sale	Jun 4, 2013 · Amount on Record
Prior Sale	Sep 30, 2003
Deed Document Number	2013167743
Deed Book / Page	1592 / 85
Last Transfer Date	Aug 29, 2018
Transfer Doc	0001771503
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	120 MILL RD, COVINGTON, TN 38019-3149
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 HWY51 S, COVINGTON, TN 38019-2427

Mortgage

Document Number	0001993123
Date	Mar 13, 2023
Book Page	1993/123
Instrument	264689

Lender

Name	PATRIOT BANK
Type	Bank
Address	COVINGTON, TN 38019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Feb 23, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	Aug 29, 2018
Property Address	120 MILL RD, COVINGTON, TN 38019-3149
Document Number	0001771503
Book / Page	1771 / 503
Instrument Date	Aug 29, 2018
Instrument	216555
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 HIGHWAY 51 N, COVINGTON, TN 38019-2034

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,950 (-) Land $3,525 Building $15,425
2023		$18,950 Land $3,525 Building $15,425
2022	$438.00
2020			$75,800 Land $14,100 Building $61,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Aeneas Communications.

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