120 Mill Pond Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 120 Mill Pond Rd, Whitehall, MI 49461 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,806 sqft · built 1915
Lot Size1.3 acres (56,628 sqft)
OwnerIndividual Name on File
Tax Bill$3,977 (2025)
Deeds & MortgagesSep 2023 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN22033300001100

Property Details

APN / Parcel Number

Primary APN22033300001100
Alternative APN
  • 61-22-033-300-0011-00

Interior

Full Baths1 Bath
Total Rooms1 Room
Stories1 Story
Building Area1,806 sqft Living Area
1st Floor Area1,806 sqft
Basement Area1,806 sqft
Unfinished Basement1,806 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Exterior MaterialAluminum/Vinyl
Lot Area56,628 sqft (1.3 acres)
Garage Area1,760 sqft
Parking Spaces6 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address120 MILL POND RD
CityWHITEHALL
StateMI
Zip49461-9201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW-0714 CITY OF WHITEHALL SEC 33 T12N R17W COM AT S 1/4 COR OF SEC 33 TH S 88D W ALG S LINE OF SD SEC 577.5 FT TH N 68D 30M
Legal SubdivisionCITY OF WHITEHALL
JurisdictionMUSKEGON MI
Township / Civil DivisionWHITEHALL
Census Block Group2
Census Block2028
Census Tract3701

Owner

Source: Muskegon County records · APN 22033300001100

Assessment roll updated June 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address120 MILL POND RD, WHITEHALL, MI 49461-9201
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
MMS MORTGAGE SERVICES LTD
Jul 07, 2017Deed of Trust, Mortgage · Conventional with PMI
HARBORLIGHT CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateSep 18, 2023
Transfer Doc004339/457
Record UpdatedSep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMUSKEGON MI
Recording DateSep 25, 2023
Property Address120 MILL POND RD, WHITEHALL, MI 49461-9201
Document Number004339/457
Book / Page4339 / 457
Instrument DateSep 18, 2023
Instrument5805043
Transaction TypeTransfer
Record UpdatedOct 12, 2023
Title CompanyLIGHTHOUSE TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address120 MILL POND RD, WHITEHALL, MI 49461-9201

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 MILL POND RD, WHITEHALL, MI 49461-9201

Mortgage

Document Number0005805044
DateSep 25, 2023
Instrument5805044
Lender
NameMMS MORTGAGE SERVICES LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Property Address120 MILL POND RD, WHITEHALL, MI 49461-9201
Document Number0005594351
Book / Page004128 / 000562
Instrument DateJul 07, 2017
Transaction TypeMortgage
Record UpdatedAug 01, 2017
Title CompanyLIGHTHOUSE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address120 MILL POND RD WHITEHALL MI 494619201, WHITEHALL, MI 49461-9201

Mortgage

Document Number0005594351
DateJul 13, 2017
Book Page004128/000562
Instrument5594351
Lender
NameHARBORLIGHT CU
TypeCredit Union
Address2151 COGSWELL DR, WHITEHALL, MI 49461-1848
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 12, 2047

Tax Assessment & Valuation

Source: Muskegon County records · Assessment roll updated June 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMuskegon County
MunicipalityWhitehall City
Unified School DistrictWhitehall School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$152,700 (+4.02%)$305,400 (+4.02%)
2025$3,977.00 (-1.61%) Homeowner's exemption$146,800 (+20.92%)$293,600 (+20.92%)
2024$4,042.00 (+3.06%)
2023$121,400$242,800
2022$3,922.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Muskegon County (26121C), updated October 6, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261210037012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 5 individual NFIP policies nearby
Nearby Flood Policies5 in force
1 of 5 on primary residences
Nearby Flood Claims1 (2019)
Most Recent ClaimSep 2019, other causes

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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