Flathead County property record for 120 Mill Ave, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,262 sqft · built 1917 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $308,800 (Nov 2018) |
| Tax Bill | $3,026 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0756909 |
| Primary APN | R0756909 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,262 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| 2nd Floor Area | 990 sqft |
| Attic | Attic |
| Attic Area | 102 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,013 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 298 sqft |
| Deck Area | 290 sqft |
| Patio Area | 290 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000168950 |
|---|---|
| Street Address | 120 MILL AVE |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-2527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | HUTCHINSON ADD, S32, T31 N, R21 W, BLOCK 003, LOT 003 |
| Legal Range | 21W |
| Legal Township | 31N |
| Legal Section | 32 |
| Legal Subdivision | HUTCHINSON ADD |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 404 |
120 Mill Ave is owned and occupied by two individuals who bought it in November 2018.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 MILL AVE, WHITEFISH, MT 59937-2527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU |
| Nov 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on File |
| Deed Sale | Nov 20, 2018 · Amount on File |
| Prior Sale | Apr 29, 2014 |
| Deed Document Number | 201828323 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 120 MILL AVE, WHITEFISH, MT 59937-2527 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2020 |
| Title Company | INSURED TITLES |
| Name | Verified Name |
|---|
| Document Number | 202000005634 |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | 202000005634 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Feb 20, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Nov 20, 2018 |
| Property Address | 120 MILL AVE, WHITEFISH, MT 59937-2527 |
| Document Number | 201800028323 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 201800028323 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 120 MILL AVE, WHITEFISH, MT 59937-2527 |
| Document Number | 201800028324 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 201800028324 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 20, 2033 |
The 2026 property tax bill for 120 Mill Ave was $3,026.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,026.00 | $934,700 | |
| 2025 | $934,700 Land $331,950 Building $602,750 | ||
| 2023 | $4,565.00 | $664,800 | $664,800 Land $208,300 Building $456,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Mill Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 120 Mill Ave is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 81% of Montana |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: MontanaSky Networks, Vero Fiber, Western Montana CommunityTel.
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