120 Midway Rd, Georgetown, KY 40324 Property Records

Scott County property record for 120 Midway Rd, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,876 sqft · built 1994
Lot Size	6.52 acres (284,403 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Sep 2006)
Tax Bill	$3,347 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`063-00-022.000`

Property Details

APN / Parcel Number

Primary APN	`063-00-022.000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,876 sqft Living Area
1st Floor Area	2,876 sqft
Basement Area	2,876 sqft
Finished Basement	2,876 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Lot Area	284,403 sqft (6.52 acres)
Garage Type	Mixed
Garage Area	2,898 sqft
Parking Spaces	10 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	120 MIDWAY RD
City	GEORGETOWN
State	KY
Zip	40324-9179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY RES
Legal Subdivision	MUIR-BOHON-RICHARDSON PROP
Legal Lot Number	3A
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1005
Census Tract	40601

Owner

120 Midway Rd is owned and occupied by two individuals who bought it in September 2006.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 MIDWAY RD, GEORGETOWN, KY 40324-9179
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Dec 4, 2019	Deed of Trust, Mortgage FIFTH THIRD BANK
Feb 28, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK
Sep 5, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2006 · Amount on File
Deed Sale	Sep 1, 2006 · Amount on File
Deed Document Number	2006146818
Deed Book / Page	304 / 50
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	120 MIDWAY RD, GEORGETOWN, KY 40324-9179
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1477/036
Date	Dec 4, 2019
Book Page	M1477/036
Instrument	409138

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 25, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	120 MIDWAY RD, GEORGETOWN, KY 40324-9179
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1477/020
Date	Dec 4, 2019
Book Page	M1477/020
Instrument	409137

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	179 Months
Due	Nov 1, 2034

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	120 MIDWAY RD, GEORGETOWN, KY 40324-9179
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1326/212
Date	Feb 28, 2017
Book Page	M1326/212
Instrument	366239

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2047

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	120 MIDWAY RD, GEORGETOWN, KY 40324-9179
Transaction Type	Mortgage
Record Updated	Sep 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1409/524
Date	Sep 5, 2018
Book Page	M1409/524
Instrument	391692

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 120 Midway Rd was $3,347 with a homeowner's exemption.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$469,900 (+10.59%)	$469,900 (+10.59%)
2025	$3,347.00 Homeowner's exemption	$424,900	$424,900
2023	$3,211.00 Homeowner's exemption	$400,500 Land $120,000 Building $280,500	$400,500 Land $120,000 Building $280,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Midway Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2015–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Midway Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Midway Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures