Pender County property record for 120 Middle Point Rd, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,035 sqft · built 2000 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,405 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4213-27-8639-0000 |
| Primary APN | 4213-27-8639-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,035 sqft Living Area |
| Basement Area | 1,630 sqft |
| Unfinished Basement | 1,630 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Porch |
| Porch Area | 182 sqft |
| Deck Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 400967777 |
|---|---|
| Street Address | 120 MIDDLE POINT RD |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20C |
| Legal Description | L29 PB 32/21 MIDDLE POINT |
| Legal Subdivision | MIDDLE POINT SUBDIVISION |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 920201 |
Source: Pender County records · APN 4213-27-8639-0000
Assessment roll updated January 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 120 MIDDLE POINT RD, HAMPSTEAD, NC 28443-2465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 20, 2002 |
| Deed Sale | Aug 20, 2002 |
| Deed Book / Page | 1931 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 120 MIDDLE POINT RD, HAMPSTEAD, NC 28443-2465 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 120 MIDDLE POINT RD, HAMPSTEAD, NC 28443-2465 |
| Document Number | 0048120336 |
|---|---|
| Date | May 04, 2023 |
| Book Page | 4812/336 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 01, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,405.00 (+13.12%) | $720,364 (+58.46%) Land $105,391 Building $614,973 | $720,364 (+58.46%) Land $105,391 Building $614,973 |
| 2023 | $454,596 (-) Land $102,316 Building $352,280 | $454,596 (-) Land $102,316 Building $352,280 | |
| 2022 | $3,894.00 | $454,596 Land $102,316 Building $352,280 | $454,596 Land $102,316 Building $352,280 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 167 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 74 (1996–2018) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 104 locations within half a mile of this property.
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