120 Memory Ln, Silverlake, WA 98645 Property Records

Cowlitz County property record for 120 Memory Ln, Silverlake, WA 98645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,743 sqft · built 1976
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$256,000 (Mar 2018)
Tax Bill	$3,641 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WG3622011`

Property Details

APN / Parcel Number

Primary APN	`WG3622011`
Alternative APNs	`R011571` `3011571`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,743 sqft Living Area
1st Floor Area	1,085 sqft
2nd Floor Area	658 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Multi-Level
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	150 ft deep x 72 ft wide
Porch	Open Slab
Porch Area	632 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	3011571
Street Address	120 MEMORY LN
City	SILVERLAKE
State	WA
Zip	98645-9723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UZ0
Legal Description	515 (SILVER LAKE EST 1) -2 -4 36 -10N -1W
Legal Range	01W
Legal Township	10N
Legal Section	36
Legal Subdivision	SILVER LAKE EST 1
Legal Block	2
Legal Lot Number	4
Jurisdiction	COWLITZ WA
Township / Civil Division	NORTHEAST COWLITZ
Census Block Group	1
Census Block	1012
Census Tract	1800

Owner

120 Memory Ln is owned and occupied by an individual who bought it in March 2018.

Source: Cowlitz County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	120 MEMORY LN, SILVERLAKE, WA 98645-9723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage RED CANOE CU
Mar 9, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2018 · Amount on File
Deed Sale	Mar 9, 2018 · Amount on File
Deed Document Number	20183588602
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	120 MEMORY LN, SILVERLAKE, WA 98645-9723
Document Number	0003647128
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO/COWLITZ CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MEMORY LN SILVERLAKE WA 986459723, SILVERLAKE, WA 98645-9723

Mortgage

Document Number	0003647128
Date	Jun 16, 2020
Instrument	3647128

Lender

Name	RED CANOE CU
Type	Credit Union
Address	LONGVIEW, WA 98632

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Mar 9, 2018
Property Address	120 MEMORY LN, SILVERLAKE, WA 98645-9723
Document Number	0003588602
Map Reference	VOL11 PG12
Instrument Date	Feb 27, 2018
Instrument	3588602
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	COWLITZ COUNTY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MEMORY LN, SILVERLAKE, WA 98645-9723

Mortgage

Document Number	0003588603
Date	Mar 9, 2018
Instrument	3588603

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 120 Memory Ln was $3,641.

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Toutle Lake School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,641.00	$343,790 Land $23,270 Building $320,520	$343,790 Land $23,270 Building $320,520
2023	$3,215.00
2022		$331,960 Land $45,070 Building $286,890	$331,960 Land $45,070 Building $286,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Memory Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Memory Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOUTLE COMMUNITY REGIONAL WATER serves 3,215 people · EPA ID WA5388905
Water Source	Purchased surface water from CASTLE ROCK MUNICIPAL WATER
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Astound Broadband Fixed Wireless	1,000 / 250
Hawk Networks Fixed Wireless	150 / 35

Cell Coverage

4G LTE only, no 5G reported

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