Otsego County and Otego Town property record for 120 Memory Ln, Otego, NY 13825
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,882 sqft · built 2006 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $260,425 (Jun 2006) |
| Tax Bill | $7,529 (2026) |
| Deeds & Mortgages | Sep 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 364889 308.00-1-13.19 |
| Primary APN | 364889 308.00-1-13.19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,882 sqft Living Area |
| 1st Floor Area | 1,882 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Contemporary |
| Exterior Material | Composition/Composite |
| Lot Area | 31,363 sqft (0.72 acres) |
| Lot Width | 314 ft Width |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 235390 |
|---|---|
| Street Address | 120 MEMORY LN |
| City | OTEGO |
| State | NY |
| Zip | 13825-3267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 990FM 2518 0 3 |
| Legal Block | 1 |
| Legal Lot Number | 13.019 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | OTEGO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 591401 |
Source: Otsego County and Otego Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 120 MEMORY LN, OTEGO, NY 13825-3267 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2006 · Amount on Record |
| Deed Sale | Jun 26, 2006 · Amount on Record |
| Deed Book / Page | 1095 / 280 |
| Last Transfer Date | Aug 20, 2024 |
| Transfer Doc | 0000000541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Sep 23, 2019 |
| Property Address | 120 MEMORY LN, OTEGO, NY 13825-3267 |
| Document Number | 0000004289 |
| Instrument Date | Sep 11, 2019 |
| Instrument | 4289 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,092.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 428 YMCA RD WEST ONEONTA NY 13861, WEST ONEONTA, NY 13861 |
Source: Otsego County and Otego Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Otego Town |
| Unified School District | Otego-Unadilla Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,529.00 (+1.4%) | ||
| 2025 | $7,425.00 | $275,000 (-) Land $32,200 Building $242,800 | $361,842 (+22.37%) Land $42,368 Building $319,474 |
| 2023 | $275,000 Land $32,200 Building $242,800 | $295,699 Land $34,624 Building $261,075 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: OEConnect.
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