120 Mechanic St, Camden, ME 04843 Property Records

Knox County and Camden Town property record for 120 Mechanic St, Camden, ME 04843

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,752 sqft · built 1920
Lot Size	2.14 acres (93,218 sqft)
Owner	Individual Name on Record
Last Sale	$743,100 (May 2026)
Tax Bill	$6,726 (2025)
Deeds & Mortgages	Oct 2021 Refinance Dec 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:115 L:021`

Property Details

APN / Parcel Number

Primary APN	`M:115 L:021`
Alternative APNs	`CAMD M:115 B:021 L:000 U:000` `818`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,752 sqft Living Area
Gross Area	5,096 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	93,218 sqft (2.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	818
Street Address	120 MECHANIC ST
City	CAMDEN
State	ME
Zip	04843-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	21
Jurisdiction	CAMDEN ME
Township / Civil Division	CAMDEN
Census Block Group	4
Census Block	4027
Census Tract	970200

Owner

Source: Knox County and Camden Town records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	111 WASHINGTON ST, CAMDEN, ME 04843-1579
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance 1ST NATIONAL BANK
Dec 10, 2024	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
May 8, 2026	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Mar 16, 2012 · Amount on Record
Deed Document Number	20263371
Deed Book / Page	6344 / 134
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN ME
Property Address	120 MECHANIC ST, CAMDEN, ME 04843-4203
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058100165
Date	Oct 22, 2021
Book Page	5810/165
Instrument	2021-12044

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN ME
Property Address	120 MECHANIC ST, CAMDEN, ME 04843-4203
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061830268
Date	Dec 10, 2024
Book Page	6183/268
Instrument	2024-9536

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN ME
Recording Date	May 8, 2026
Property Address	120 MECHANIC ST, CAMDEN, ME 04843-4203
Document Number	0063440134
Book / Page	6344 / 134
Instrument Date	Apr 30, 2026
Instrument	20263371
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 WASHINGTON ST, CAMDEN, ME 04843-1579

Mortgage

Date	May 8, 2026

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: Knox County and Camden Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Knox County
County Subdivision	Camden Town
Secondary School District	Five Town Community School District (09 - 12)
Elementary School District	School Administrative District 28 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,726.00 (+9.53%)	$584,900 (-) Land $164,700 Building $420,200
2024	$6,141.00 (+32.01%)	$584,900 (+65.98%) Land $164,700 Building $420,200
2022	$4,652.00	$352,400 Land $69,700 Building $282,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1987–2021)
Most Recent Claim	Oct 2021 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Oct 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY CAMDEN & ROCKLAND private · serves 21,315 people · EPA ID ME0090300
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N..

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