120 Maple St, Clayton, NJ 08312 Property Records

Gloucester County and Clayton Borough property record for 120 Maple St, Clayton, NJ 08312

Property Summary

Property Type	Single Family Home
Details	1,308 sqft · built 1900
Lot Size	0.123 acres (5,358 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Sep 2026)
Tax Bill	$4,678 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-00709-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`01-00709-0000-00008`
Alternative APNs	`0100022000000007A` `010070900008`

Interior

Stories	2 Stories
Building Area	1,308 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Frame
Construction Type	Frame
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	141 ft deep x 38 ft wide

Location & Zoning

Old Parcel Number	0100022000000007A
Street Address	120 MAPLE ST
City	CLAYTON
State	NJ
Zip	08312-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-C
Legal Subdivision	BOROUGH/CLAYTON
Legal Block	709
Legal Lot Number	8
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1023
Census Tract	501502

Owner

Source: Gloucester County and Clayton Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 MAPLE ST, CLAYTON, NJ 08312-1420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
Nov 18, 2021	Intrafamily Transfer, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Dec 11, 2017	Deed, Transfer · FHA Mortgage NATION ONE MORTGAGE
Nov 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage GLOUCESTER CNTY OFFICE OF HSNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2026 · Amount on Record
Deed Sale	Sep 29, 2026 · Amount on Record
Prior Sale	Nov 18, 2021
Deed Document Number	202632708
Deed Book / Page	7414 / 340
Prior Transfer Date	Jun 22, 2021
Prior Transfer Doc	0000062665
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	Sep 29, 2026
Property Address	120 MAPLE ST, CLAYTON, NJ 08312-1420
Document Number	0000032708
Book / Page	7414 / 340
Instrument Date	Sep 28, 2026
Instrument	202632708
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	DOMINION TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$23,735.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MAPLE ST, CLAYTON, NJ 08312-1420

Mortgage

Document Number	0000032709,
Date	Sep 29, 2026
Instrument	202632709

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000032710,
Date	Sep 29, 2026
Book Page	19445/338
Instrument	202632710

Lender

Name	NJ HOUSING AND MORTGAGE FINANCIAL AGENCY

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 28, 2031

Interest

Max Rate	-1%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER NJ
Recording Date	Nov 18, 2021
Property Address	120 MAPLE ST, CLAYTON, NJ 08312-1420
Document Number	0000062665
Book / Page	6583 / 128
Instrument Date	Jun 22, 2021
Instrument	62665
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MAPLE ST, CLAYTON, NJ 08312-1420

Mortgage

Document Number	0000062666
Date	Nov 18, 2021
Instrument	62666

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jul 1, 2051

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	Dec 11, 2017
Property Address	120 MAPLE ST, CLAYTON, NJ 08312-1420
Document Number	0000048779
Book / Page	05785 / 128
Instrument Date	Nov 30, 2017
Instrument	48779
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MAPLE ST, CLAYTON, NJ 08312-1420

Mortgage

Document Number	0000048780
Date	Dec 11, 2017
Instrument	48780

Lender

Name	NATION ONE MORTGAGE
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER NJ
Property Address	120 MAPLE ST, CLAYTON, NJ 08312-1420
Document Number	000000000N
Book / Page	015340 / 000119
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Feb 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MAPLE ST CLAYTON NJ 083121420, CLAYTON, NJ 08312-1420

Mortgage

Document Number	000000000N
Date	Jan 25, 2018
Book Page	015340/000119
Instrument	3072

Lender

Name	GLOUCESTER CNTY OFFICE OF HSNG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
Municipality	Clayton Borough
Unified School District	Clayton Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,500 (+31.52%) Land $66,800 Building $172,700	$239,500 (+31.52%) Land $66,800 Building $172,700
2025	$4,678.00 (+3.79%)	$182,100 (+76.97%) Land $66,800 Building $115,300	$182,100 (+76.97%) Land $66,800 Building $115,300
2024	$4,507.00 (+9.61%)
2023		$102,900 Land $26,200 Building $76,700	$102,900 Land $26,200 Building $76,700
2022	$4,112.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF CLAYTON serves 8,179 people · EPA ID NJ0801001
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

120 Maple St, Clayton, NJ 08312 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2026: Bargain and Sale Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

Interest

November 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2017: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Maple St

Nearby Streets

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