Stearns County property record for 120 Main St, Roscoe, MN 56371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,960 sqft · built 1927 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $139,900 (Mar 2020) |
| Tax Bill | $1,770 (2026) |
| Deeds & Mortgages | Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-42483-0000 |
| Primary APN | 78-42483-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,960 sqft Living Area |
| Gross Area | 2,564 sqft |
| 1st Floor Area | 1,184 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Construction Type | Tilt-Up Concrete |
| Roof Type | Flat |
| Roof Material | Rolled Roofing |
| Lot Area | 9,900 sqft (0.227 acres) |
| Garage Area | 1,472 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 120 MAIN ST |
|---|---|
| City | ROSCOE |
| State | MN |
| Zip | 56371-4400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 & S25' OF LOT 7 BLK D TOWNSITE OF ROSCOE SECTION 30 TOWNSHIP 123 RANGE 031 TOWNSITE OF ROSCOE SECTION 30 TOWNSHIP 123 |
| Legal Range | 31W |
| Legal Township | 123 |
| Legal Section | 30 |
| Legal Subdivision | TOWNSITE OF ROSCOE |
| Legal Block | D |
| Legal Lot Number | 7-8 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ROSCOE |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 11102 |
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 MAIN ST, ROSCOE, MN 56371-4400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2020 · Amount on Record |
| Deed Sale | Mar 24, 2020 · Amount on Record |
| Prior Sale | Apr 4, 2008 · Amount on Record |
| Deed Document Number | 20201565248 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Mar 24, 2020 |
| Property Address | 120 MAIN ST, ROSCOE, MN 56371-4400 |
| Document Number | 00A1565248 |
| Instrument Date | Mar 20, 2020 |
| Instrument | A1565248 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 MAIN ST, ROSCOE, MN 56371-4400 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Roscoe City |
| Unified School District | Paynesville Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,770.00 (+3.15%) | ||
| 2025 | $197,100 (+11.93%) Land $27,500 Building $169,600 | $197,100 (+11.93%) Land $27,500 Building $169,600 | |
| 2023 | $1,716.00 | $176,100 Land $26,400 Building $149,700 | $176,100 Land $26,400 Building $149,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Roscoe serves 104 people · EPA ID MN1730043 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Nitrate resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arvig Fiber | 1,000 / 500 |
| Windstream DSL | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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