120 Main St, Durham, CT 06422 Property Records

Durham Town property record for 120 Main St, Durham, CT 06422

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,932 sqft · built 1892
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,952 (2026)
Deeds & Mortgages	May 2024 Refinance Jul 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`DURH U0241900`

Property Details

APN / Parcel Number

Primary APN	`DURH U0241900`
Alternative APNs	`U0241900` `48 20`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,932 sqft Living Area
Gross Area	5,293 sqft
Basement Area	966 sqft
Unfinished Basement	966 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Heating Fuel	Oil

Location & Zoning

Account Number	U0241900
Street Address	120 MAIN ST
City	DURHAM
State	CT
Zip	06422-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MAIN S
Jurisdiction	DURHAM CT
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3021
Census Tract	585100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Main Street Historic District listed 1986 · 112 contributing resources · NRIS 86002837

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Durham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 MAIN ST, DURHAM, CT 06422-2104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Jul 6, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM CT
Property Address	120 MAIN ST, DURHAM, CT 06422-2104
Transaction Type	Mortgage
Record Updated	Jun 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000305-395
Date	May 29, 2024
Book Page	305/395

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM CT
Property Address	120 MAIN ST, DURHAM, CT 06422-2104
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000302-909
Date	Jul 6, 2023
Book Page	302/909

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Durham Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Durham Town
Unified School District	Regional School District 13 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,952.00 (+18.23%)	$283,990 (+57.86%) Land $109,900 Building $174,090	$549,289 (+336.19%)
2025	$6,726.00	$179,900 (+30.99%) Land $85,300 Building $94,600	$125,930 Land $59,710 Building $66,220
2024	$6,726.00 (+40.8%)
2023	$4,777.00 (+0.61%)	$137,340 (-) Land $74,200 Building $63,140
2022	$4,748.00	$137,340 Land $74,200 Building $63,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DURHAM CENTER DIVISION serves 1,601 people · EPA ID CT0380021
Water Source	Purchased surface water from MIDDLETOWN WATER DEPARTMENT
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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