Franklin County property record for 120 Main St, Bunn, NC 27508
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,518 sqft · built 1920 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $158,000 (Jun 2020) |
| Tax Bill | $1,734 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Nov 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2810-96-7955 |
| Primary APN | 2810-96-7955 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,518 sqft Total Area |
| Basement Area | 1,518 sqft |
| Finished Basement | 1,518 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Other |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 155 ft deep x 115 ft wide |
| Porch | Slab |
| Porch Area | 216 sqft |
| Deck Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 120 MAIN ST |
|---|---|
| City | BUNN |
| State | NC |
| Zip | 27508-9700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R 2 |
| Legal Subdivision | MOYE BLK B LOT |
| Legal Lot Number | 2 |
| Jurisdiction | FRANKLIN NC |
| Township / Civil Division | DUNN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 60801 |
120 Main St is owned and occupied by two individuals who bought it in June 2020.
Source: Franklin County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 MAIN ST, BUNN, NC 27508-9700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CREDIT UNION |
| Nov 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jun 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2020 · Amount on File |
| Deed Sale | Jun 23, 2020 · Amount on File |
| Deed Book / Page | 2213 / 1330 |
| Prior Transfer Date | Mar 15, 2007 |
| Prior Transfer Doc | 0016080206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Recording Date | Jul 30, 2026 |
| Property Address | 120 MAIN ST, BUNN, NC 27508-9700 |
| Document Number | 0010116244 |
| Book / Page | 2438 / 1578 |
| Instrument Date | Jul 25, 2026 |
| Instrument | 202610116244 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|---|
| Address | 120 MAIN ST, BUNN, NC 27508-9700 |
| Document Number | 0010116244, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 2438/1578 |
| Instrument | 202610116244 |
| Name | QUORUM FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Property Address | 120 MAIN ST, BUNN, NC 27508-9700 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0023510965 |
|---|---|
| Date | Nov 30, 2023 |
| Book Page | 2351/965 |
| Instrument | 10082168 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Recording Date | Jun 23, 2020 |
| Property Address | 120 MAIN ST, BUNN, NC 27508-9700 |
| Document Number | 0022131330 |
| Book / Page | 2213 / 1330 |
| Map Reference | CAB 3 SL 3 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $316.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7312 DRIVER RD, 7312, ZEBULON, NC 27597-6467 |
| Name | Verified Name |
|---|---|
| Address | 120 MAIN ST, BUNN, NC 27508-9700 |
| Document Number | 0022131332 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 2213/1332 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 120 Main St was $1,734.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Franklin County |
| Municipality | Bunn Town |
| Unified School District | Franklin County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,734.00 | $159,278 Land $38,468 Building $120,810 | $159,278 Land $38,468 Building $120,810 |
| 2023 | $1,798.00 | $112,590 Land $17,420 Building $95,170 | $112,590 Land $17,420 Building $95,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BUNN serves 950 people · EPA ID NC0235025 |
|---|---|
| Water Source | Purchased surface water from FRANKLIN COUNTY WATER & SEWER |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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