Osceola County property record for 120 Macon Way, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 1989 |
| Lot Size | 0.182 acres (7,971 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $212,000 (Aug 2017) |
| Tax Bill | $2,769 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 80612 |
| Primary APN | 80612 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,620 sqft Heated Area |
| Gross Area | 2,480 sqft |
| 1st Floor Area | 1,620 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,971 sqft (0.182 acres) |
| Lot Dimensions | 105 ft deep x 78 ft wide |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 420 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 80612 |
|---|---|
| Street Address | 120 MACON WAY |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | SAVANNA PARK PB 5 PG 62 LOT 63 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | SAVANNA PARK |
| Legal Tract | 35 |
| Legal Block | 1 |
| Legal Lot Number | 63 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 43600 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 MACON WAY, SAINT CLOUD, FL 34769-2526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ADDITION FINANCIAL CU |
| Aug 14, 2017 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL FLORIDA EDUCATORS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2017 · Amount on Record |
| Deed Sale | Aug 14, 2017 · Amount on Record |
| Prior Sale | Jan 22, 2003 · Amount on Record |
| Deed Document Number | 2017117089 |
| Deed Book / Page | 5193 / 2770 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 120 MACON WAY, SAINT CLOUD, FL 34769-2526 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 120 MACON WAY, SAINT CLOUD, FL 34769-2526 |
| Document Number | 0061860670 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 6186/670 |
| Instrument | 2022052991 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 14, 2017 |
| Property Address | 120 MACON WAY, SAINT CLOUD, FL 34769-2526 |
| Document Number | 0051932770 |
| Book / Page | 5193 / 2770 |
| Map Reference | MB5 PG62-64 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 2017117089 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | INFINITY TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,484.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 MACON WAY, 120, SAINT CLOUD, FL 34769-2526 |
| Name | Verified Name |
|---|---|
| Address | 120 MACON WAY, SAINT CLOUD, FL 34769-2526 |
| Document Number | 0051932773 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 5193/2773 |
| Name | CENTRAL FLORIDA EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,769.00 (+6.58%) Homeowner's exemption | $197,582 (+5.99%) | $318,100 (+5.54%) Land $65,000 Building $253,100 |
| 2023 | $2,598.00 (+3.84%) Homeowner's exemption | $186,422 (+3%) | $301,400 (+33.48%) Land $60,000 Building $241,400 |
| 2022 | $2,502.00 Homeowner's exemption | $180,993 | $225,800 Land $50,000 Building $175,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
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