120 Macktown Rd, Sylva, NC 28779 Property Records

Jackson County property record for 120 Macktown Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,045 sqft · built 1997
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Aug 2023)
Tax Bill	$1,800 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`7631-25-3523`

Property Details

APN / Parcel Number

Primary APN	`7631-25-3523`
Alternative APN	`183428`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,045 sqft Heated Area
1st Floor Area	685 sqft
Upper Floors Area	360 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	13,939 sqft (0.32 acres)
Porch	Slab
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	120 MACKTOWN RD
City	SYLVA
State	NC
Zip	28779-9683
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MACKTOWN RD
Legal Subdivision	JOEL JOHNSON
Jurisdiction	JACKSON NC
Township / Civil Division	DILLSBORO
Census Block Group	3
Census Block	3053
Census Tract	950500

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 MACKTOWN RD, SYLVA, NC 28779-9683
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Aug 20, 2021	Deed of Trust, Mortgage · Commercial Mortgage STATE EMPLOYEES CU
Aug 8, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Sep 13, 2019	Warranty Deed, Transfer · Stand-Alone Refinance PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2023 · Amount on Record
Deed Sale	Aug 8, 2023 · Amount on Record
Deed Book / Page	2361 / 332
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	120 MACKTOWN RD, SYLVA, NC 28779-9683
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MACKTOWN RD, SYLVA, NC 28779-9683

Mortgage

Document Number	0023530748
Date	Mar 24, 2023
Book Page	2353/748

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	WAYNESVILLE, NC 28786

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	120 MACKTOWN RD, SYLVA, NC 28779-9683
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023111032
Date	Aug 20, 2021
Book Page	2311/1032

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SYLVA, NC 28779

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 8, 2023
Property Address	120 MACKTOWN RD, SYLVA, NC 28779-9683
Document Number	0023610332
Book / Page	2361 / 332
Map Reference	MB 1122 PG 485
Instrument Date	Jul 28, 2023
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	181 KILGORE RD, WAYNESVILLE, NC 28785-9257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MACKTOWN RD, SYLVA, NC 28779-9683

Mortgage

Document Number	0023610335
Date	Aug 8, 2023
Book Page	2361/335

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Sep 13, 2019
Property Address	120 MACKTOWN RD, SYLVA, NC 28779-9683
Document Number	0022470765
Book / Page	2247 / 765
Instrument Date	Sep 5, 2019
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4317 WALKER RD APT B, B, CHARLOTTE, NC 28211-2093
Investor	Possibly a Property Investor

Mortgage

Document Number	0022470769
Date	Sep 13, 2019
Book Page	2247/769

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$473,727 (+127.83%) Land $59,920 Building $413,807
2025	$1,800.00 (+127.85%)
2023	$790.00	$207,930 Land $42,140 Building $165,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUCKASEIGEE WATER & SEWER AUTH serves 7,528 people · EPA ID NC0150035
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2025 Treatment failure resolved · May 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: BalsamWest FiberNET, Optimum.

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