120 Lp 13, Kerrville, TX 78028 Property Records

Kerr County property record for 120 Lp 13, Kerrville, TX 78028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,308 sqft · built 1965
Lot Size	0.119 acres (5,215 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,986 (Sep 2024)
Tax Bill	$3,765 (2026)
Deeds & Mortgages	Jan 2007 Reverse Mortgage Jul 2006 Reverse Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`6100-0330-019000`

Property Details

APN / Parcel Number

Primary APN	`6100-0330-019000`
Alternative APN	`36287`

Interior

Full Baths	1 Bath
Building Area	1,308 sqft Living Area
Gross Area	1,460 sqft
1st Floor Area	1,068 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,215 sqft (0.119 acres)
Lot Width	65 ft Width
Porch	Patio
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	6100-0330-019000
Street Address	120 LOOP 13
City	KERRVILLE
State	TX
Zip	78028-5251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SCHREINER BLK 33 LOT 19
Legal Subdivision	SCHREINER
Legal Block	33
Legal Lot Number	19
Jurisdiction	KERR TX
Township / Civil Division	KERRVILLE
Census Block Group	2
Census Block	2014
Census Tract	960404

Owner

Source: Kerr County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 LOOP 13, KERRVILLE, TX 78028-5251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2007	Deed of Trust, Mortgage · Reverse Mortgage WELLS FARGO BANK NA
Jul 31, 2006	Deed of Trust, Mortgage · Reverse Mortgage WELLS FARGO BANK NA
Sep 20, 2024	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2024 · Amount on Record
Deed Sale	Sep 20, 2024 · Amount on Record
Prior Sale	May 22, 2014
Deed Document Number	20245376
Record Updated	Oct 29, 2026

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	120 LOOP 13, KERRVILLE, TX 78028-5251
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01579/0128
Date	Jan 19, 2007
Book Page	1579/0128
Instrument	2007-00618

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	BALTIMORE, MD 21297

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.72%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2006
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	16.7%

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	120 LOOP 13, KERRVILLE, TX 78028-5251
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01541/0487
Date	Jul 31, 2006
Book Page	1541/0487
Instrument	2006-07359

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	BALTIMORE, MD 21297

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.72%
Type Change Date	Oct 1, 2006
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	16.7%

September 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KERR TX
Recording Date	Sep 20, 2024
Property Address	120 LOOP 13, KERRVILLE, TX 78028-5251
Document Number	0002405376
Map Reference	VOL 2 PG 84
Instrument Date	Sep 17, 2024
Instrument	24-05376
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	KERR COUNTY ABSTRACT AND TITLE COMPANY, KERR CNTY ABSTRACT & TTL CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 LOOP 13, KERRVILLE, TX 78028-5251

Mortgage

Document Number	0002405377
Date	Sep 20, 2024
Instrument	24-05377

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Tax Assessment & Valuation

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Municipality	Kerrville City
Unified School District	Kerrville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,765.00 (+0.97%)	$207,892 (-5.14%) Land $40,000 Building $167,892	$207,892 (-5.14%) Land $40,000 Building $167,892
2025	$3,729.00 (+154.37%) Homeowner's exemption	$219,164 (+49.61%) Land $40,000 Building $179,164	$219,164 (+49.61%) Land $40,000 Building $179,164
2024	$1,466.00 (-46.12%)
2023	$2,721.00	$146,493 Land $40,000 Building $106,493	$146,493 Land $40,000 Building $106,493

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	11 (2025–2026)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 5 claims Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERRVILLE serves 30,530 people · EPA ID TX1330001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Coliform assessment Aug 2016
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hill Country Telecommunications Fiber · Fixed Wireless	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	940 / 940
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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