Lorain County property record for 120 Longford Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,155 sqft · built 1940 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $178,500 (Jun 2026) |
| Tax Bill | $1,977 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Jun 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-019-110-009 |
| Primary APN | 06-25-019-110-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,155 sqft Living Area |
| 1st Floor Area | 583 sqft |
| Basement Area | 572 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 376 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Street Address | 120 LONGFORD AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LINCOLN PARK 40 X 125 |
| Legal Subdivision | LINCOLN PARK |
| Legal Tract | 25 |
| Legal Block | 110 |
| Legal Lot Number | 12 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 70700 |
Source: Lorain County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 LONGFORD AVE, ELYRIA, OH 44035-4034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jun 15, 2026 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Apr 4, 2023 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on Record |
| Deed Sale | Jun 15, 2026 · Amount on Record |
| Prior Sale | Apr 4, 2023 · Amount on Record |
| Deed Document Number | 202699681 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 120 LONGFORD AVE, ELYRIA, OH 44035-4034 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2026 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 0000843689 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021-0843689 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 15, 2026 |
| Property Address | 120 LONGFORD AVE, ELYRIA, OH 44035-4034 |
| Document Number | 0000099681 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 202699681 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72,114.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 120 LONGFORD AVE, ELYRIA, OH 44035-4034 |
| Document Number | 0000099682, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 202699682 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 4, 2023 |
| Property Address | 120 LONGFORD AVE, ELYRIA, OH 44035-4034 |
| Document Number | 0000911463 |
| Map Reference | VOL 9 PG 7 |
| Instrument Date | Mar 16, 2023 |
| Instrument | 2023-0911463 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2023 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 LONGFORD AVE, ELYRIA, OH 44035-4034 |
| Document Number | 0000911608 |
|---|---|
| Date | Apr 5, 2023 |
| Instrument | 2023-0911608 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,977.00 | $41,980 (+0.01%) Land $9,320 Building $32,660 | $119,930 (-) Land $26,630 Building $93,300 |
| 2024 | $1,977.00 (+2.01%) | $41,976 (+20.9%) Land $9,321 Building $32,655 | $119,930 (+20.9%) Land $26,630 Building $93,300 |
| 2023 | $1,938.00 (+2.81%) | $34,721 (+%) Land $7,459 Building $27,262 | $99,200 (-) Land $21,310 Building $77,890 |
| 2022 | $1,885.00 | $34,720 Land $7,460 Building $27,260 | |
| 2021 | $99,200 Land $21,310 Building $77,890 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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