St. Louis County property record for 120 Long Rd, Chesterfield, MO 63005
| Property Type | Commercial |
|---|---|
| Details | 2 bd · 1 ba · 2,939 sqft · built 1998 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Company Name on File |
| Last Sale | $650,000 (Feb 2015) |
| Tax Bill | $16,024 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Oct 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 17U-14-0441 |
| Primary APN | 17U-14-0441 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,939 sqft Gross Area |
| 1st Floor Area | 1,886 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete Block |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 101 ft deep x 44 ft wide |
| Garage Area | 6,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Space Heater |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 120 LONG RD |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63005-1206 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | 105C8 |
| Legal Description | STEVE W WALLACE LOT 2 |
| Legal Subdivision | STEVE W WALLACE |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 221629 |
120 Long Rd, a commercial property, is owned by a company that bought it in February 2015.
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 120 LONG RD, CHESTERFIELD, MO 63005-1206 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 4, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST BANKERS TRUST CO NA |
| Oct 11, 2019 | Deed of Trust, Mortgage · Construction Mortgage MIDLAND STATES BANK |
| Oct 11, 2019 | Trustee's Deed, Construction Loan · Line of Credit MIDLAND STATES BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2015 · Amount on File |
| Deed Sale | Feb 23, 2015 · Amount on File |
| Deed Document Number | 201579 |
| Deed Book / Page | 21390 / 7 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 120 LONG RD, CHESTERFIELD, MO 63005-1206 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 120 LONG RD, CHESTERFIELD, MO 63005-1206 |
| Document Number | 2025080400180 |
|---|---|
| Date | Aug 4, 2025 |
| Instrument | 2025080400180 |
| Name | FIRST BANKERS TRUST CO NA |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63304 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 120 LONG RD, CHESTERFIELD, MO 63005-1206 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 02374000902 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 23740/00902 |
| Instrument | 2019101100264 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63105 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 11, 2019 |
| Property Address | 120 LONG RD, CHESTERFIELD, MO 63005-1206 |
| Document Number | 0237400902 |
| Book / Page | 023740 / 000902 |
| Instrument Date | Oct 8, 2019 |
| Instrument | 264 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 17643 BRIDGEWAY DR CHESTERFIELD MO 630054219, CHESTERFIELD, MO 63005-4219 |
| Document Number | 237400902 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 023740/000902 |
| Instrument | 264 |
| Name | MIDLAND STATES BK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,720 (-) Land $102,460 Building $79,260 | $567,900 (-) Land $320,200 Building $247,700 | |
| 2025 | $16,024.00 (-3.41%) | $181,720 (-1.56%) Land $102,460 Building $79,260 | $567,900 (-1.56%) Land $320,200 Building $247,700 |
| 2024 | $16,590.00 (+2.15%) | ||
| 2023 | $16,241.00 (+35.09%) | $184,600 (+15.58%) Land $102,460 Building $82,140 | $576,900 (+15.59%) Land $320,200 Building $256,700 |
| 2022 | $12,022.00 | $159,710 Land $102,460 Building $57,250 | |
| 2021 | $499,100 Land $320,200 Building $178,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 120 Long Rd in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 7 (1985–2015) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | May 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Long Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Brown Dog Networks Fixed Wireless | 50 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
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