Madison County property record for 120 Locust St, Marshall, NC 28753
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,254 sqft · built 1965 |
| Lot Size | 4.59 acres (199,940 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Mar 2014) |
| Tax Bill | $964 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8798-14-2703 |
| Primary APN | 8798-14-2703 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,254 sqft Heated Area |
| 1st Floor Area | 1,254 sqft |
| Basement Area | 599 sqft |
| Unfinished Basement | 599 sqft |
| Utility Area | 140 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 199,940 sqft (4.59 acres) |
| Porch | Slab |
| Porch Area | 64 sqft |
| Deck Area | 160 sqft |
| Heating System | Other |
|---|
| Street Address | 120 LOCUST ST |
|---|---|
| City | MARSHALL |
| State | NC |
| Zip | 28753-6399 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Block | 14 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 5, WALNUT |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10400 |
120 Locust St is owned and occupied by an individual who bought it in March 2014.
Source: Madison County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 LOCUST ST, MARSHALL, NC 28753-6399 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2014 · Amount on File |
| Deed Sale | Mar 4, 2014 · Amount on File |
| Deed Book / Page | 567 / 631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NC |
| Property Address | 120 LOCUST ST, MARSHALL, NC 28753-6399 |
| Document Number | 0006740492 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 120 LOCUST ST MARSHALL NC 287536399, MARSHALL, NC 28753-6399 |
| Document Number | 0006740492 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 000674/000492 |
| Instrument | 333740 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 3, 2034 |
The 2025 property tax bill for 120 Locust St was $964.
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $964.00 | $170,573 Land $56,170 Building $114,403 | $170,573 Land $56,170 Building $114,403 |
| 2023 | $112,300 Land $46,964 Building $65,336 | $112,300 Land $46,964 Building $65,336 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Locust St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2004–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Locust St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures