120 Little Canada Rd, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 120 Little Canada Rd, Central Square, NY 13036

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,172 sqft · built 1989
Lot Size3.85 acres (167,706 sqft)
Owner2 Individual Names on File
Last Sale$224,500 (Nov 2014)
Tax Bill$7,181 (2026)
Deeds & MortgagesNov 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN353289 258.00-03-20.01

Property Details

APN / Parcel Number

Primary APN353289 258.00-03-20.01
Alternative APN
  • 328925800000030200100000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,172 sqft Living Area
1st Floor Area2,172 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1995
Architectural StyleRustic
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area167,706 sqft (3.85 acres)
Garage TypeMixed
Garage Area1,080 sqft
Parking Spaces4 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area626 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address120 LITTLE CANADA RD
CityCENTRAL SQUARE
StateNY
Zip13036-2283
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 40 693-004-000
Legal SubdivisionSCRIBAS PATENT
Legal Block3
Legal Lot Number20.010
JurisdictionOSWEGO NY
Township / Civil DivisionHASTINGS
Census Block Group1
Census Block1013
Census Tract20703

Owner

120 Little Canada Rd is owned and occupied by two individuals who bought it in November 2014.

Source: Oswego County and Hastings Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address120 LITTLE CANADA RD, CENTRAL SQUARE, NY 13036-2283
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2014 · Amount on File
Deed SaleNov 14, 2014 · Amount on File
Deed Document Number201410880
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address120 LITTLE CANADA RD, CENTRAL SQUARE, NY 13036-2283
Transaction TypeMortgage
Record UpdatedDec 3, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 LITTLE CANADA RD, CENTRAL SQ, NY 13036-2283

Mortgage

Document Number0000003545
DateNov 16, 2021
InstrumentR-2021-013545
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueOct 28, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 120 Little Canada Rd was $7,181 with a homeowner's exemption, up 2.6% from the year before.

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionHastings Town
Unified School DistrictCentral Square Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,181.00 (+2.62%) Homeowner's exemption
2025$6,998.00$236,000 Land $26,000 Building $210,000$314,667 Land $34,667 Building $280,000
2023$236,000 Land $26,000 Building $210,000$274,419 Land $30,233 Building $244,186

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Little Canada Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Little Canada Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCWA
public/private · serves 350,000 people · EPA ID NY3304336
Water SourceSurface water
Last State InspectionDec 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Little Canada Rd

Nearby Streets

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