York County and Saco City property record for 120 Lincoln St, Saco, ME 04072
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,511 sqft · built 1867 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Mar 2026) |
| Tax Bill | $4,584 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R0400R |
| Primary APN | R0400R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,511 sqft Living Area |
| Gross Area | 5,166 sqft |
| 1st Floor Area | 1,458 sqft |
| Attic | Attic |
| Attic Area | 768 sqft |
| Basement Area | 1,458 sqft |
| Unfinished Basement | 1,458 sqft |
| Year Built | Built 1867 |
|---|---|
| Effective Year Built | Effective 1867 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | R0400R |
|---|---|
| Street Address | 120 LINCOLN ST |
| City | SACO |
| State | ME |
| Zip | 04072-3251 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | HDR |
| Legal Lot Number | 140 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 5301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
120 Lincoln St, a duplex, is owned by two individuals who bought it in March 2026.
Source: York County and Saco City records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 HARDING RD, BRUNSWICK, ME 04011-2641 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on File |
| Deed Sale | Mar 30, 2026 · Amount on File |
| Deed Document Number | 202610371 |
| Deed Book / Page | 19872 / 251 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Mar 30, 2026 |
| Property Address | 120 LINCOLN ST, SACO, ME 04072-3251 |
| Document Number | 0198720251 |
| Book / Page | 19872 / 251 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026010371 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 185 HARDING RD, BRUNSWICK, ME 04011-2641 |
| Document Number | 2026010372 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 2026010372 |
| Name | SACO & BIDDEFORD SAVINGS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2025 property tax bill for 120 Lincoln St was $4,584, down 1.2% from the year before.
Source: York County and Saco City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,584.00 (-1.25%) | $322,800 (-2.3%) Land $93,500 Building $229,300 |
| 2024 | $4,642.00 | $330,400 Land $93,500 Building $236,900 |
| 2022 | $4,386.00 | $239,300 Land $71,300 Building $168,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 120 Lincoln St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Lincoln St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.3% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Premium Choice Broadband.
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