120 Libby Ln, Galena, MO 65656 Property Records

Stone County property record for 120 Libby Ln, Galena, MO 65656

Property Summary

Property Type	Single Family Home
Details	5,664 sqft
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,466 (2025)
Deeds & Mortgages	May 2021 Line of Credit Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-9.0-31-002-004-011.000`

Property Details

APN / Parcel Number

Primary APN	`11-9.0-31-002-004-011.000`

Interior

Building Area	2,424 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	60,984 sqft (1.4 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	120 LIBBY LN
City	GALENA
State	MO
Zip	65656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PIONEER POINT 5TH LOT 11
Legal Range	23
Legal Township	23
Legal Section	31
Legal Subdivision	PIONEER POINT 5TH
Legal Block	4
Legal Lot Number	11
Jurisdiction	STONE MO
Township / Civil Division	RUTH A
Census Block Group	2
Census Block	2007
Census Tract	90201

Owner

Source: Stone County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1055 E 430TH RD, BOLIVAR, MO 65613-8552
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Line of Credit MID MISSOURI BANK
Mar 17, 2022	Deed of Trust, Mortgage · Line of Credit MID MISSOURI BANK
Jul 28, 2022	Deed of Trust, Mortgage · ARM THE BANK OF MISSOURI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2020
Deed Sale	Jun 25, 2020
Deed Document Number	20207263
Last Transfer Date	Mar 19, 2025
Transfer Doc	0000002647
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	120 LIBBY LN, GALENA, MO 65656-4986
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100007721
Date	May 14, 2021
Instrument	202100007721

Lender

Name	MID MISSOURI BANK
Type	Bank
Address	BOLIVAR, MO 65613

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	120 LIBBY LN, GALENA, MO 65656-4986
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200004803
Date	Mar 17, 2022
Instrument	202200004803

Lender

Name	MID MISSOURI BANK
Type	Bank
Address	BOLIVAR, MO 65613

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	120 LIBBY LN, GALENA, MO 65656-4986
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 E 430TH RD, BOLIVAR, MO 65613-8552

Mortgage

Document Number	202200010925
Date	Jul 28, 2022
Instrument	202200010925

Lender

Name	THE BANK OF MISSOURI
Type	Bank
Address	PERRYVILLE, MO 63775

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2037
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	5.12%
Index	12-Month MTA
Max Rate	9.12%

Tax Assessment & Valuation

Source: Stone County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Reeds Spring R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,466.00 (+2,277.71%)	$152,440 (+2,274.45%)	$802,300 (+2,273.67%) Land $51,200 Building $751,100
2023	$314.00	$6,420	$33,800 Land $33,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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