120 Leo Pl, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 120 Leo Pl, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,680 sqft · built 1920
Lot Size	0.057 acres (2,470 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Jul 2023)
Tax Bill	$9,246 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00258-0000-00120`

Property Details

APN / Parcel Number

Primary APN	`31-00258-0000-00120`
Alternative APNs	`310025800120` `464600`

Interior

Stories	2 Stories
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	2,470 sqft (0.057 acres)
Lot Dimensions	95 ft deep x 26 ft wide

Location & Zoning

Account Number	464600
Street Address	120 LEO PL
City	LODI
State	NJ
Zip	07644-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	26X95
Legal Subdivision	PROVIDENTIAL LAND & IMPROVEMEN
Legal Block	258
Legal Lot Number	120
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	2
Census Block	2005
Census Tract	30402

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 LEO PL, LODI, NJ 07644-3305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	May 25, 2016 · Amount on Record
Deed Document Number	202347711
Deed Book / Page	5041 / 1514
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 21, 2023
Property Address	120 LEO PL, LODI, NJ 07644-3305
Document Number	0050411514
Book / Page	5041 / 1514
Instrument Date	Jul 13, 2023
Instrument	2023047711
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	243 MARY ST, HACKENSACK, NJ 07601-1718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 LEO PL, LODI, NJ 07644-3305

Mortgage

Document Number	2023047712
Date	Jul 21, 2023
Instrument	2023047712

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	120 LEO PL, LODI, NJ 07644-3305
Document Number	0030301385
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018
Title Company	ELITE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 LEO PL LODI NJ 076443305, LODI, NJ 07644-3305

Mortgage

Document Number	0030301385
Date	Aug 17, 2018
Book Page	003030/001385
Instrument	59311

Lender

Name	ABSOLUTE HM MTG
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 16, 2033

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,200 (-) Land $127,800 Building $133,400	$261,200 (-) Land $127,800 Building $133,400
2025	$9,246.00 (+5.61%)	$261,200 (-) Land $127,800 Building $133,400	$261,200 (-) Land $127,800 Building $133,400
2024	$8,755.00 (+2.7%)
2023		$261,200 (-) Land $127,800 Building $133,400	$261,200 (-) Land $127,800 Building $133,400
2022	$8,525.00 (-1.24%)	$261,200 Land $127,800 Building $133,400	$261,200 Land $127,800 Building $133,400
2021	$8,632.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	21 (1999–2021)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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