120 Ledgewood Ln, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 120 Ledgewood Ln, Woonsocket, RI 02895

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,200 sqft · built 1988
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Aug 2019)
Tax Bill	$7,079 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`838648`

Property Details

APN / Parcel Number

Primary APN	`838648`
Alternative APN	`WOON M:58A L:29 U:25`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,200 sqft Living Area
Gross Area	5,768 sqft
1st Floor Area	1,504 sqft
Basement Area	1,480 sqft
Unfinished Basement	1,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	838648
Street Address	120 LEDGEWOOD LN
City	WOONSOCKET
State	RI
Zip	02895-3943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	29
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	4
Census Block	4027
Census Tract	18400

Owner

Source: Woonsocket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 LEDGEWOOD LN, WOONSOCKET, RI 02895-3943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit MILFORD FSB
Aug 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Aug 27, 2019	Correction Deed · Stand-Alone Refinance WASHINGTON TRUST MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2019 · Amount on Record
Deed Sale	Aug 27, 2019 · Amount on Record
Prior Sale	Nov 10, 2010 · Amount on Record
Deed Document Number	2019202813
Deed Book / Page	2464 / 100
Prior Transfer Date	Jul 23, 2019
Prior Transfer Doc	2464-102
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	120 LEDGEWOOD LN, WOONSOCKET, RI 02895-3943
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002997-249
Date	Dec 5, 2025
Book Page	2997/249
Instrument	241244

Lender

Name	MILFORD FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	229 Months
Due	Jan 1, 2045

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	120 LEDGEWOOD LN, WOONSOCKET, RI 02895-3943
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002754-180
Date	Aug 4, 2022
Book Page	2754/180
Instrument	223488

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Aug 27, 2019
Property Address	120 LEDGEWOOD LN, WOONSOCKET, RI 02895-3943
Document Number	2464-100
Book / Page	2464 / 100
Instrument Date	Jul 23, 2019
Instrument	202813
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 LEDGEWOOD LN, WOONSOCKET, RI 02895-3943

Mortgage

Document Number	2464-102
Date	Aug 27, 2019
Book Page	2464/102
Instrument	202814

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,079.00 (+2.58%)	$630,400 (+27.71%) Land $161,200 Building $469,200	$648,162
2023	$6,901.00	$493,600 (-) Land $124,600 Building $369,000
2022	$6,901.00	$493,600 Land $124,600 Building $369,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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