120 Lawrence Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 120 Lawrence Dr, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,626 sqft · built 2006
Lot Size	0.869 acres (37,897 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (May 2021)
Tax Bill	$2,150 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`454300209336000`

Property Details

APN / Parcel Number

Primary APN	`454300209336000`
Alternative APN	`54579`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,626 sqft Heated Area
Upper Floors Area	578 sqft
Basement Area	1,048 sqft
Finished Basement	1,048 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	37,897 sqft (0.869 acres)
Lot Dimensions	247 ft deep x 146 ft wide
Terrain	Mountain

Exterior Amenities

Porch	Open Porch
Porch Area	208 sqft
Deck Area	128 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	54579
Street Address	120 LAWRENCE DR
City	MURPHY
State	NC
Zip	28906-8926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 CTW INC PROP 1557/5
Legal Phase	1557
Legal Lot Number	6
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2060
Census Tract	930603

Owner

Source: Cherokee County records · APN 454300209336000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	121 WESTE AVE, JACKSONVILLE, NC 28540-5805
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Mar 24, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Mar 24, 2017 · Amount on Record
Deed Document Number	3279
Deed Book / Page	1680 / 1423
Record Updated	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 17, 2021
Property Address	120 LAWRENCE DR, MURPHY, NC 28906-8926
Document Number	1680/1423
Book / Page	1680 / 1423
Instrument Date	Apr 22, 2021
Instrument	3279
Transaction Type	Transfer
Record Updated	Jun 04, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 PEREGRINE CT, 133, WINTER SPRINGS, FL 32708-5617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3826 EMU DR, CORPUS CHRISTI, TX 78414-5622

Mortgage

Document Number	16801425
Date	May 17, 2021
Instrument	1680/1425

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 24, 2017
Property Address	120 LAWRENCE DR, MURPHY, NC 28906-8926
Document Number	01557/0005
Book / Page	01557 / 0005
Instrument Date	Mar 21, 2017
Instrument	01237
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8605 BOARDTOWN RD, 8605, ELLIJAY, GA 30540-0527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 NORMA ST, TITUSVILLE, FL 32780-2845

Mortgage

Document Number	01238
Date	Mar 24, 2017
Instrument	01238

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,150.00	$292,930 (-)	$292,930 (-) Land $16,000 Building $276,930
2023		$292,930	$292,930 Land $16,000 Building $276,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Wilkes Telephone Membership Fixed Wireless	10 / 1

Based on FCC filings for 49 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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