Santa Cruz County property record for 120 Las Lomas Dr, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,076 sqft · built 1965 |
| Lot Size | 1.5 acres (65,645 sqft) |
| Owner | Trust Name on File |
| Last Sale | $2,200,000 (Nov 2022) |
| Tax Bill | $7,305 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage May 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-261-03 |
| Primary APN | 039-261-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,076 sqft Living Area |
| Gross Area | 2,676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 65,645 sqft |
| Terrain | Steep |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 710 sqft |
| Patio Area | 710 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 120 LAS LOMAS DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-1AC |
| Legal Subdivision | THOUSAND OAKS |
| Legal Lot Number | 23 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 122004 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 120 LAS LOMAS DR, APTOS, CA 95003-3221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 18, 2022 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 1, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 19, 2017 | Grant Deed, Transfer BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 18, 2022 · Amount on Record |
| Deed Sale | Nov 18, 2022 · Amount on Record |
| Prior Sale | Jul 19, 2017 · Amount on Record |
| Deed Document Number | 202230976 |
| Last Transfer Date | Jun 3, 2024 |
| Transfer Doc | 0000010825 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 18, 2022 |
| Property Address | 120 LAS LOMAS DR, APTOS, CA 95003-3221 |
| Document Number | 0000030976 |
| Map Reference | VOL 31 PG 9 |
| Instrument Date | Nov 9, 2022 |
| Instrument | 2022-0030976 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 LAS LOMAS DR, APTOS, CA 95003-3221 |
| Document Number | 0000030977 |
|---|---|
| Date | Nov 18, 2022 |
| Instrument | 2022-0030977 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 1, 2020 |
| Property Address | 120 LAS LOMAS DR, APTOS, CA 95003-3221 |
| Document Number | 0000015110 |
| Instrument Date | Apr 22, 2020 |
| Instrument | 15110 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 120 LAS LOMAS DR APTOS CA 950033221, APTOS, CA 95003-3221 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 19, 2017 |
| Property Address | 120 LAS LOMAS DR, APTOS, CA 95003-3221 |
| Document Number | 0000023607 |
| Instrument Date | Feb 9, 2017 |
| Instrument | 23607 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,369.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 120 LAS LOMAS DR APTOS CA 950033221, APTOS, CA 95003-3221 |
| Document Number | 23608 |
|---|---|
| Date | Jul 19, 2017 |
| Instrument | 23608 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 18, 2047 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $609,911 (+2%) Land $469,632 Building $140,279 | ||
| 2025 | $7,305.00 (+9.75%) Homeowner's exemption | $597,951 (+4.04%) Land $460,423 Building $137,528 | |
| 2023 | $6,656.00 (-55.98%) Homeowner's exemption | $574,733 Land $442,545 Building $132,188 | $1,932,300 |
| 2022 | $15,121.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Cruzio Internet, Etheric Communications, LLC., Surfnet Communications, Verizon.
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