120 Larry Dr, Waldron, MI 49288 Property Records

Hillsdale County property record for 120 Larry Dr, Waldron, MI 49288

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 1996
Lot Size	0.567 acres (24,699 sqft)
Owner	Individual Name on Record
Tax Bill	$1,910 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-033-400-021-33-8-1`

Property Details

APN / Parcel Number

Primary APN	`17-033-400-021-33-8-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Basement Area	1,792 sqft
Unfinished Basement	1,792 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Lot Area	24,699 sqft (0.567 acres)
Lot Dimensions	143 ft deep x 129 ft wide
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	120 LARRY DR
City	WALDRON
State	MI
Zip	49288-9737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR LOT 30 RUTLEDGE ADD TH S 129.34 FT TH W 143.25 FT TH N 129.34 FT TH E 143.25 FT TO POB ALSO COM 143.25 FT W OF SE
Legal Range	01W
Legal Township	08S
Legal Section	33
Legal Subdivision	RUTLEDGE ADD
Legal Lot Number	30
Jurisdiction	HILLSDALE MI
Township / Civil Division	WRIGHT
Census Block Group	4
Census Block	4008
Census Tract	51100

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	120 LARRY DR, WALDRON, MI 49288-9737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 12, 2024	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 4, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 8, 2022	Affidavit, Transfer MIDSTATE TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2022
Deed Sale	Aug 4, 2022
Prior Sale	Nov 14, 2016 · Amount on Record
Deed Document Number	2022592670
Deed Book / Page	1832 / 331
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	120 LARRY DR, WALDRON, MI 49288-9737
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 LARRY DR, WALDRON, MI 49288-9737

Mortgage

Document Number	001907/327
Date	Oct 31, 2025
Book Page	1907/327

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Aug 1, 2052

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	120 LARRY DR, WALDRON, MI 49288-9737
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 LARRY DR, WALDRON, MI 49288-9737

Mortgage

Document Number	001867/217
Date	Mar 12, 2024
Book Page	1867/217

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Aug 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Aug 4, 2022
Property Address	120 LARRY DR, WALDRON, MI 49288-9737
Document Number	001832/331
Book / Page	1832 / 331
Instrument Date	Jul 29, 2022
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGENCY OF MONR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 LARRY DR, 120, WALDRON, MI 49288-9737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 LARRY DR, WALDRON, MI 49288-9737

Mortgage

Document Number	0018320333
Date	Aug 4, 2022
Instrument	1832-0333

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

June 2022: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	HILLSDALE MI
Recording Date	Jun 8, 2022
Property Address	120 LARRY DR, WALDRON, MI 49288-9737
Document Number	001828/302
Book / Page	1828 / 302
Instrument Date	Jun 8, 2022
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 328, FAYETTE, OH 43521-0328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 LARRY DR, WALDRON, MI 49288-9737

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Wright Township
Municipality	Waldron Village
Unified School District	Waldron Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,500 (+49.49%)	$235,069 (+49.56%) Land $5,660 Building $229,409
2025	$1,910.00 (+5.7%)
2023		$78,600	$157,175 Land $4,852 Building $152,323
2021	$1,807.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDRON serves 538 people · EPA ID MI0006850
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Waldron Telephone Company DSL · Fiber in parts of the area	100 / 20
MetaLINK Technologies Fixed Wireless	25 / 5

May also be available: DMCI Broadband, Mercury Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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