Flagler County property record for 120 Lambert Ave, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,869 sqft · built 2017 |
| Lot Size | 0.505 acres (21,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $875,000 (Jul 2019) |
| Tax Bill | $14,550 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 12-12-31-4650-000B0-0040 |
| Primary APN | 12-12-31-4650-000B0-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,869 sqft Heated Area |
| Gross Area | 5,334 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 21,998 sqft (0.505 acres) |
| Lot Width | 95 ft Width |
| Driveway | Driveway |
| Driveway Area | 3,301 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 650 sqft |
| Deck Area | 571 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 120 LAMBERT AVE |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-3218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OCEAN CITY SUB DIV BL-B LOT 4 OR 396 PG 702(RMNDRMN ROBERT M, JAMES M, ALAN F KMENT & COLETTE KMENT TAYLOR OR 547 PG 1308(DC |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 12 |
| Legal Subdivision | OCEAN CITY SUB |
| Legal Block | B |
| Legal Lot Number | 4 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 60301 |
Source: Flagler County records · APN 12-12-31-4650-000B0-0040
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 LAMBERT AVE, FLAGLER BEACH, FL 32136-3218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Jul 11, 2019 | Warranty Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2019 · Amount on Record |
| Deed Sale | Jul 11, 2019 · Amount on Record |
| Prior Sale | Apr 21, 2016 · Amount on Record |
| Deed Document Number | 2019025416 |
| Deed Book / Page | 2368 / 1454 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 120 LAMBERT AVE, FLAGLER BEACH, FL 32136-3218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0022260956 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 2226/0956 |
| Instrument | 2017030030 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 11, 2019 |
| Property Address | 120 LAMBERT AVE, FLAGLER BEACH, FL 32136-3218 |
| Document Number | 0023681454 |
| Book / Page | 002368 / 001454 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 25416 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,125.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 120 LAMBERT AVE FLAGLER BEACH FL 321363218, FLAGLER BEACH, FL 32136-3218 |
| Document Number | 23681456 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 002368/001456 |
| Instrument | 25417 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 10, 2049 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,550.00 (+5.28%) Homeowner's exemption | $788,510 (+5.99%) | $1,159,869 (+10.4%) Land $351,500 Building $808,369 |
| 2023 | $13,820.00 (+2.4%) Homeowner's exemption | $743,969 (+3%) | $1,050,646 (+3.02%) Land $313,500 Building $737,146 |
| 2022 | $13,496.00 Homeowner's exemption | $722,300 | $1,019,809 Land $313,500 Building $706,309 |
Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 257 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 257 in force |
| Nearby Flood Claims | 38 (2016–2024) |
| Claims Outside the SFHA | 2 of 38 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Based on FCC filings for 112 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FLAGLER BEACH WTP serves 4,830 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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