Highlands County property record for 120 Lakeside Rd, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,147 sqft · built 2020 |
| Lot Size | 0.414 acres (18,072 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Dec 2024) |
| Tax Bill | $3,356 (2024) |
| Deeds & Mortgages | Apr 2023 Sale Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S254803041800080 |
| Primary APN | S254803041800080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,147 sqft Living Area |
| Flooring | Slate |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,072 sqft (0.414 acres) |
| Lot Dimensions | 204 ft deep x 82 ft wide |
| Driveway | Driveway |
| Driveway Area | 658 sqft |
| Porch | Enclosed Porch |
|---|---|
| Patio Area | 120 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | S254803041800080 |
|---|---|
| Street Address | 120 LAKESIDE RD |
| City | SEBRING |
| State | FL |
| Zip | 33870-1909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | HIGHLANDS TOWERS REVISED PB 5-PG 29 LOT 8 BLK 418 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 25 |
| Legal Subdivision | HIGHLAND TOWERS REVISED |
| Legal Block | 418 |
| Legal Lot Number | 8 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 960700 |
Source: Highlands County records · APN S254803041800080
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 8071, SEBRING, FL 33872-0118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 05, 2023 | Deed, Transfer IDEAL TITLE AGENCY LLC |
| Jul 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND NATIONAL BANK |
| Jun 07, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage HEARTLAND NAT'L BK |
| May 17, 2019 | Warranty Deed, Transfer CAPSTONE TITLE LLC |
| Mar 21, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 19, 2024 · Amount on Record |
| Deed Sale | Dec 19, 2024 · Amount on Record |
| Prior Sale | Apr 05, 2023 · Amount on Record |
| Deed Document Number | 2236140 |
| Deed Book / Page | 3087 / 1204 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 05, 2023 |
| Property Address | 120 LAKESIDE RD, SEBRING, FL 33870-1909 |
| Document Number | 0002144583 |
| Book / Page | 2966 / 1357 |
| Map Reference | MB 5 PG 29 |
| Instrument Date | Mar 17, 2023 |
| Instrument | 2144583 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | IDEAL TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 LAKESIDE RD, SEBRING, FL 33870-1909 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3246 WYNSTONE CT, SEBRING, FL 33875-4712 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 120 LAKESIDE RD, SEBRING, FL 33870-1909 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001990379 |
|---|---|
| Date | Jul 01, 2020 |
| Book Page | 2760/1126 |
| Instrument | 1990379 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 07, 2019 |
| Property Address | 120 LAKESIDE RD, SEBRING, FL 33870-1909 |
| Book / Page | 002696 / 001096 |
| Instrument Date | Jun 06, 2019 |
| Instrument | 1943460 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 21, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1200 US HIGHWAY 27 N #3 SEBRING FL 338701948, 3, SEBRING, FL 33870-1948 |
| Document Number | 0001943460 |
|---|---|
| Date | Jun 07, 2019 |
| Book Page | 002696/001096 |
| Instrument | 1943460 |
| Name | HEARTLAND NAT'L BK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 06, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 17, 2019 |
| Property Address | 120 LAKESIDE RD, SEBRING, FL 33870-1909 |
| Document Number | 0001940868 |
| Book / Page | 002693 / 000278 |
| Instrument Date | May 15, 2019 |
| Instrument | 1940868 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2019 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $84.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1200 US HIGHWAY 27 N #3 SEBRING FL 338701948, 3, SEBRING, FL 33870-1948 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 21, 2017 |
| Property Address | 120 LAKESIDE RD, SEBRING, FL 33870-1909 |
| Document Number | 0001846538 |
| Book / Page | 002571 / 001324 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 1846538 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7026 STRAFFORD OAKS DR SEBRING FL 338754702, SEBRING, FL 33875-4702 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Municipality | Sebring City |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $205,319 (+58.89%) Land $8,774 Building $196,545 | $205,319 (+24.28%) Land $8,774 Building $196,545 | |
| 2024 | $3,356.00 (+62.91%) | ||
| 2023 | $2,060.00 (+12.02%) Homeowner's exemption | $129,224 (+7.36%) | $165,206 (+12.53%) Land $8,774 Building $156,432 |
| 2022 | $1,839.00 Homeowner's exemption | $120,365 | $146,813 Land $8,774 Building $138,039 |
Source: FEMA National Flood Hazard Layer as of November 17, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (2017–2022) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 104 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAGLE'S NEST ESTATES public/private · serves 50 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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