Le Sueur County property record for 120 Lake St E, Waterville, MN 56096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 955 sqft · built 1927 |
| Lot Size | 0.144 acres (6,270 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,656 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 24.510.0150 |
| Primary APN | 24.510.0150 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 955 sqft Living Area |
| Gross Area | 616 sqft |
| 1st Floor Area | 616 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,270 sqft (0.144 acres) |
| Lot Dimensions | 95 ft deep x 66 ft wide |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 187 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 120 LAKE ST E |
|---|---|
| City | WATERVILLE |
| State | MN |
| Zip | 56096-1429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF WATERVILLE LOT-002 BLOCK-007 N 95 FT |
| Legal Subdivision | CITY OF WATERVILLE |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | LE SUEUR MN |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 950400 |
Source: Le Sueur County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 LAKE ST E, WATERVILLE, MN 56096-1429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Le Sueur County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Le Sueur County |
| Municipality | Waterville City |
| Unified School District | Waterville-Elysian-Morristown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,400 (+13.55%) Land $34,700 Building $149,700 | $184,400 (+13.55%) Land $34,700 Building $149,700 | |
| 2025 | $2,656.00 (+25.4%) | ||
| 2023 | $2,118.00 Homeowner's exemption | $162,400 Land $26,700 Building $135,700 | $162,400 Land $26,700 Building $135,700 |
| 2022 | $2,118.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 53 (1993–2024) |
| Claims Outside the SFHA | 8 of 53 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Waterville serves 1,868 people · EPA ID MN1400015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Midco Cable | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Netwave Broadband Fixed Wireless · not low latency | 125 / 40 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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